It's never too early to learn the value of money. And a Way Cool Saver is a great way to get started. Teach your kids to save more and spend less of their pocket money - handy skills to have down the track.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.80% | Variable · $0–$5,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $5,000 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.pnbank.com.au/cds-au/v1/banking/products/35- Content hash
sha256 931fb894752cfb3961ed1a3e31e138fa2555cdd297621d327917ecf52fed74e0- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_931fb894752cfb39_4c016c52Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.pnbank.com.au/cds-au/v1/banking/products/35- Content hash
sha256 931fb894752cfb3961ed1a3e31e138fa2555cdd297621d327917ecf52fed74e0- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overseas Telegraphic Transfer Fee | Transaction | $45.00 |
| International Transfer Fee | Transaction | $15.00 |
| Cash Handling Fee | Transaction | Set in your letter of offer |
| Statement Retrieval Fee | Replacement | $0.00 |
| Manual Trace Fee | Transaction | $40.00 |
| Audit Certificate Fee | Event | $0.00 |
| RTGS From Another Bank | Transaction | $0.00 |
| Manual External Transfer Fee | Transaction | $0.00 |
| RTGS To Another Bank | Transaction | $0.00 |
| Foreign Cheque Deposit <$25,000 Fee | Deposit | $10.00 |
| Foreign Cheque Deposit $25,000+ Fee | Deposit | $60.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access to internet banking and the mobile app is available for kids between the ages of 12 and 15, with parental permission. Please contact us on 13 25 77 or pop into your nearest branch for more information. | |
| Npp enabled | Transfer or make payments using our mobile app or internet banking. Payments made with PayID or using Osko are received in near real-time. | |
| Other | Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 13 25 77 or visit your nearest branch for more information. | |
| Unlimited txns | Save money with no monthly, minimum balance or transaction fees. Other fees and charges may apply. Please visit our website for full information. | |
| Eligibility: max age | 15 | Just for kids between 0 to 15 years of age |
| Eligibility: natural person | Member must be a natural person rather than another legal entity. | |
| Eligibility: other | You must be or become a P&N Bank member | |
| Eligibility: residency status | You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies. | |
| Limit: max balance | 5000000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 3.80% |
| Variable · $5,000 or more | 1 Nov 2026 | Current | 0.00% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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