Helping Border Officers with a low rate home loan that has a great range of features to help pay off your home sooner.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.49% | 6.47% | Fixed · 1 year · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.49% | 6.52% | Fixed · 1 year · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.59% | 6.75% | Fixed · 1 year · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.49% | 6.48% | Fixed · 2 years · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.49% | 6.52% | Fixed · 2 years · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.59% | 6.74% | Fixed · 2 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.34% | 6.45% | Fixed · 3 years · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.48% | Fixed · 3 years · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.49% | 6.71% | Fixed · 3 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.74% | 6.61% | Fixed · 5 years · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.79% | 6.66% | Fixed · 5 years · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.94% | 6.87% | Fixed · 5 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.39% | 6.46% | Fixed · 1 year · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.39% | 6.51% | Fixed · 1 year · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.49% | 6.74% | Fixed · 1 year · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.39% | 6.46% | Fixed · 2 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.39% | 6.50% | Fixed · 2 years · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.49% | 6.72% | Fixed · 2 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.24% | 6.42% | Fixed · 3 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.24% | 6.46% | Fixed · 3 years · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.39% | 6.68% | Fixed · 3 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.59% | 6.55% | Fixed · 5 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.64% | 6.60% | Fixed · 5 years · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.79% | 6.81% | Fixed · 5 years · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.39% | 6.28% | Fixed · 1 year · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.49% | 6.65% | Fixed · 1 year · owner occupied · interest only · LVR 90% or less | CDR | 1 Nov 2026 | |
| 6.39% | 6.33% | Fixed · 1 year · owner occupied · interest only · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.49% | 6.65% | Fixed · 1 year · owner occupied · interest only · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.39% | 6.30% | Fixed · 2 years · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.49% | 6.64% | Fixed · 2 years · owner occupied · interest only · LVR 90% or less | CDR | 1 Nov 2026 | |
| 6.39% | 6.34% | Fixed · 2 years · owner occupied · interest only · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.49% | 6.64% | Fixed · 2 years · owner occupied · interest only · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.24% | 6.27% | Fixed · 3 years · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.39% | 6.60% | Fixed · 3 years · owner occupied · interest only · LVR 90% or less | CDR | 1 Nov 2026 | |
| 6.24% | 6.31% | Fixed · 3 years · owner occupied · interest only · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.39% | 6.60% | Fixed · 3 years · owner occupied · interest only · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.69% | 6.47% | Fixed · 5 years · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.94% | 6.81% | Fixed · 5 years · owner occupied · interest only · LVR 90% or less | CDR | 1 Nov 2026 | |
| 6.74% | 6.52% | Fixed · 5 years · owner occupied · interest only · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.94% | 6.81% | Fixed · 5 years · owner occupied · interest only · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.24% | 6.27% | Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.64% | Fixed · 1 year · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 6.24% | 6.31% | Fixed · 1 year · owner occupied · principal and interest · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.34% | 6.64% | Fixed · 1 year · owner occupied · principal and interest · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.24% | 6.27% | Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.61% | Fixed · 2 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 6.24% | 6.31% | Fixed · 2 years · owner occupied · principal and interest · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.34% | 6.61% | Fixed · 2 years · owner occupied · principal and interest · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.09% | 6.24% | Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.24% | 6.56% | Fixed · 3 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 6.09% | 6.27% | Fixed · 3 years · owner occupied · principal and interest · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.24% | 6.56% | Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.49% | 6.40% | Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.69% | 6.71% | Fixed · 5 years · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 6.54% | 6.45% | Fixed · 5 years · owner occupied · principal and interest · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.69% | 6.71% | Fixed · 5 years · owner occupied · principal and interest · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.54% | 6.52% | Variable · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.57% | Variable · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.74% | 6.78% | Variable · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.39% | 6.46% | Variable · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.44% | 6.51% | Variable · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.69% | 6.77% | Variable · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.49% | 6.39% | Variable · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.69% | 6.70% | Variable · owner occupied · interest only · LVR 90% or less | CDR | 1 Nov 2026 | |
| 7.34% | 6.40% | Variable · owner occupied · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.54% | 6.44% | Variable · owner occupied · interest only · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.69% | 6.70% | Variable · owner occupied · interest only · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.19% | 6.26% | Variable · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.66% | Variable · owner occupied · principal and interest · LVR 90% or less | CDR | 1 Nov 2026 | |
| 6.24% | 6.31% | Variable · owner occupied · principal and interest · LVR 60%–90% | CDR | 1 Nov 2026 | |
| 6.59% | 6.66% | Variable · owner occupied · principal and interest · LVR 90%–95% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/83030c82-5966-4078-b05d-31174b7bdac9- Content hash
sha256 c7883d4203cafeb40f538a0dfae8ef58e997b19c3d2dba156461144ebe30f9f5- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c7883d4203cafeb4_523146acShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/83030c82-5966-4078-b05d-31174b7bdac9- Content hash
sha256 c7883d4203cafeb40f538a0dfae8ef58e997b19c3d2dba156461144ebe30f9f5- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Product Split Fee | Periodic | $7.00 |
| Mortgage Discharge Fee | Exit | $294.00 |
| Additional Statement Fee | Other | Set in your letter of offer |
| Excess Valuation Fee | Event | Set in your letter of offer |
| Establishment fee | Upfront | $600.00 |
| Arrears Letter Fee | Event | $6.50 |
| Insurance | Event | Set in your letter of offer |
| Stamp Duty | Event | Set in your letter of offer |
| Independent Legal Advice/Interpreter Service | Event | Set in your letter of offer |
| Consent to Subdivision Fee | Event | $162.00 |
| PPSR Fees (Personal Properties Security Register) | Other | Set in your letter of offer |
| Issue of Statutory Default Notice Legal Fees | Dishonour | Set in your letter of offer |
| Pest & Building Inspections Fees | Event | Set in your letter of offer |
| Bridging Home Loan Establishment Fee | Event | $880.00 |
| Other Legal/ Solicitors Fees | Event | Set in your letter of offer |
| Second Mortgage Consent Fee | Event | $75.00 |
| Default Notice Fee | Event | $21.50 |
| Substituting of Security Legal fee | Event | $605.00 |
| Legal/Securities fees | Event | Set in your letter of offer |
| Substituting Securities fee | Event | $315.00 |
| Mortgage Loan Top Up / Increase in Credit Limit Fee | Event | $315.00 |
| Production of Title Fee | Event | $110.00 |
| Other Government Duties & Taxes | Event | Set in your letter of offer |
| RTGS Transfer Fee | Event | $10.50 |
| Third Party Costs | Event | Set in your letter of offer |
| Early Repayment Fee | Other | Set in your letter of offer |
| General Consent Fee | Event | $250.00 |
| Additional Valuation Fee | Event | Set in your letter of offer |
| Late Payment Fee | Late payment | $10.00 |
| Stamp Duty Increase Fee | Event | Set in your letter of offer |
| Future Legal Costs and Disbursements Relating to any Variations, Dealings, Discharges | Event | Set in your letter of offer |
| Fixed Rate Lock Fee | Event | $600.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Fee Free redraw | |
| Offset | Not Available for Fixed Loans or Interest Only | |
| Other | Available for ACT Land Rent Scheme | |
| Extra repayments | Unlimited free additional repayments - Up to $9,999 per calendar year for the fixed term | |
| Other | Confirmation Of Payee | |
| Other | Split loan | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Residents | |
| Eligibility: other | Border Value Home Loan only available to current serving Border Officers or a Retired Border Officer(s) who are a member of a Union that is associated with the Border Federation of Australia. This includes NSW Border Association (including Associate members), and the Australian Federal Border Association. | |
| Eligibility: residency status | Australian Citizen | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 5 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.59% | 6.55% |
| Fixed · 3 years · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.24% | 6.46% |
| Fixed · 2 years · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.49% | 6.48% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 90%–95% | 1 Nov 2026 | Current | 6.34% | 6.64% |
| Variable · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 6.59% | 6.66% |
| Fixed · 5 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.79% | 6.81% |
| Fixed · 1 year · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.59% | 6.75% |
| Fixed · 2 years · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.39% | 6.50% |
| Fixed · 2 years · owner occupied · interest only · LVR 90% or less | 1 Nov 2026 | Current | 6.49% | 6.64% |
| Fixed · 2 years · owner occupied · interest only · LVR 60%–90% | 1 Nov 2026 | Current | 6.39% | 6.34% |
| Fixed · 1 year · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.46% |
| Fixed · 5 years · owner occupied · interest only · LVR 60%–90% | 1 Nov 2026 | Current | 6.74% | 6.52% |
| Variable · owner occupied · interest only · LVR 90%–95% | 1 Nov 2026 | Current | 6.69% | 6.70% |
| Fixed · 1 year · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.49% | 6.47% |
| Fixed · 1 year · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.28% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 90%–95% | 1 Nov 2026 | Current | 6.69% | 6.71% |
| Fixed · 5 years · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.64% | 6.60% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 6.24% | 6.56% |
| Variable · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.44% | 6.51% |
| Fixed · 1 year · owner occupied · interest only · LVR 60%–90% | 1 Nov 2026 | Current | 6.39% | 6.33% |
| Fixed · 5 years · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.79% | 6.66% |
| Fixed · 3 years · owner occupied · interest only · LVR 90%–95% | 1 Nov 2026 | Current | 6.39% | 6.60% |
| Variable · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.69% | 6.77% |
| Variable · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.54% | 6.52% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.24% | 6.27% |
| Variable · owner occupied · interest only · LVR 60%–90% | 1 Nov 2026 | Current | 6.54% | 6.44% |
| Fixed · 1 year · owner occupied · interest only · LVR 90% or less | 1 Nov 2026 | Current | 6.49% | 6.65% |
| Fixed · 2 years · owner occupied · interest only · LVR 90%–95% | 1 Nov 2026 | Current | 6.49% | 6.64% |
| Fixed · 3 years · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.24% | 6.27% |
| Variable · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.74% | 6.78% |
| Variable · owner occupied · interest only · LVR 80% or less | 1 Nov 2026 | Current | 7.34% | 6.40% |
| Fixed · 1 year · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.49% | 6.52% |
| Fixed · 3 years · owner occupied · interest only · LVR 60%–90% | 1 Nov 2026 | Current | 6.24% | 6.31% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60%–90% | 1 Nov 2026 | Current | 6.24% | 6.31% |
| Fixed · 3 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.24% | 6.42% |
| Variable · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.19% | 6.26% |
| Fixed · 5 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.94% | 6.87% |
| Fixed · 3 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.39% | 6.68% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95% | 1 Nov 2026 | Current | 6.24% | 6.56% |
| Fixed · 2 years · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.49% | 6.72% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.24% | 6.27% |
| Fixed · 5 years · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.69% | 6.47% |
| Fixed · 3 years · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.34% | 6.48% |
| Variable · owner occupied · interest only · LVR 90% or less | 1 Nov 2026 | Current | 6.69% | 6.70% |
| Fixed · 1 year · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.39% | 6.51% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 6.34% | 6.64% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60%–90% | 1 Nov 2026 | Current | 6.24% | 6.31% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 6.69% | 6.71% |
| Fixed · 5 years · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.74% | 6.61% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.49% | 6.40% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 90% or less | 1 Nov 2026 | Current | 6.34% | 6.61% |
| Fixed · 3 years · owner occupied · interest only · LVR 90% or less | 1 Nov 2026 | Current | 6.39% | 6.60% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60%–90% | 1 Nov 2026 | Current | 6.09% | 6.27% |
| Fixed · 2 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.46% |
| Fixed · 1 year · owner occupied · interest only · LVR 90%–95% | 1 Nov 2026 | Current | 6.49% | 6.65% |
| Variable · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.59% | 6.57% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.09% | 6.24% |
| Fixed · 3 years · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.34% | 6.45% |
| Fixed · 2 years · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.30% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 90%–95% | 1 Nov 2026 | Current | 6.34% | 6.61% |
| Fixed · 5 years · owner occupied · interest only · LVR 90% or less | 1 Nov 2026 | Current | 6.94% | 6.81% |
| Variable · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.46% |
| Variable · owner occupied · principal and interest · LVR 60%–90% | 1 Nov 2026 | Current | 6.24% | 6.31% |
| Variable · owner occupied · principal and interest · LVR 90%–95% | 1 Nov 2026 | Current | 6.59% | 6.66% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60%–90% | 1 Nov 2026 | Current | 6.54% | 6.45% |
| Fixed · 3 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.49% | 6.71% |
| Fixed · 1 year · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.49% | 6.74% |
| Variable · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.49% | 6.39% |
| Fixed · 5 years · owner occupied · interest only · LVR 90%–95% | 1 Nov 2026 | Current | 6.94% | 6.81% |
| Fixed · 2 years · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.49% | 6.52% |
| Fixed · 2 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.59% | 6.74% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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