A savings account which allows unlimited withdrawals between 1 November - 31 January and pays interest on the money you deposit during the year.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.25% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/a2b5b53d-d5a8-4ad0-bfbf-20e6dfeeb142- Content hash
sha256 9112698015308eeb900d46c270e26b48cf34bface6f63a539bb7781692a53668- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_9112698015308eeb_128529a7Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/a2b5b53d-d5a8-4ad0-bfbf-20e6dfeeb142- Content hash
sha256 9112698015308eeb900d46c270e26b48cf34bface6f63a539bb7781692a53668- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Dishonour Fee | Dishonour | $0.00 |
| International transaction fee (ITF) | Transaction | 3.00% |
| Staff assisted withdrawal fee | Event | $0.00 |
| Monthly Fee | Periodic | $0.00 |
| Online international payment in foreign currency | Payment | $10.00 |
| Exceeding available funds fee | Event | $0.00 |
| Debit interest charge rate | Event | 12.39% |
| Certificates supplied by the bank | Event | $5.00 |
| Duplicate statement fee | Event | $5.00 |
| Dormancy Fee | Periodic | $10.00 |
| Security token fee | Event | $50.00 |
| SMS alert fee | Event | $0.25 |
| Same day funds transfers within Australia fee (RTGS) | Transaction | $20.00 |
| Staff assisted international payment in AUD | Payment | $30.00 |
| Staff assisted international payment in foreign currency | Transaction | $30.00 |
| Inwards Payment fee | Deposit | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Notifications | Account Notifications | Notifications can be enabled in the App or through Internet Banking, allowing you to be alerted either by email, sms or through the App about your account activity. |
| Npp enabled | Move money and pay people instantly with Osko. | |
| Npp payid | With PayID you can forget your BSB and account number - simply use your mobile, email or ABN to receive payments. This account can be linked to a PayID. | |
| Other | Round Up: When you make a transaction with your Visa debit card, you can decide whether you want the amount will be rounded to the nearest whole dollar amount, with the round up being credited from your transaction account into your nominated Savings account or Credit Card. This account can receive Round Up credits. | |
| Unlimited txns | Unlimited transactions between 1 November and 21 January | |
| Eligibility: min age | 13 | 13+ years |
| Eligibility: natural person | Natural Person or In trust for a Natural Person | |
| Eligibility: other | Personal, Joint and Trust | |
| Eligibility: residency status | AU | Must be an Australian citizen, permanent resident or have a valid Visa. |
| Limit: other | Account Locked |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 2.25% |
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