Savings account rates › Macquarie Bank Limited
Macquarie Business Savings Account
Macquarie Bank Limited
CDR official
A high-interest online business savings account with no fees
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.90% | Variable · $0–$250,000 | Business customers | CDR | 1 Nov 2026 |
| 4.90% | Variable · $250,000–$2,000,000 | Business customers | CDR | 1 Nov 2026 |
| 4.40% | Variable · $2,000,000 or more | Business customers | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.macquariebank.io/cds-au/v1/banking/products/BS001MBLBSA001- Content hash
sha256 c4c0902b4eac9bc33233225b2a39fda528d4dc5b5be490519a3f399a79e922ed- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c4c0902b4eac9bc3_16eed173Show details
- Checked
- 1 Nov 2026
- URL
https://api.macquariebank.io/cds-au/v1/banking/products/BS001MBLBSA001- Content hash
sha256 c4c0902b4eac9bc33233225b2a39fda528d4dc5b5be490519a3f399a79e922ed- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Online Payments | Transaction | $0.00 |
| Monthly account fees | Periodic | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY® | BPAY®-outbound |
| Npp enabled | PayTo | |
| Other | Pay Anyone Payments | |
| Other | Direct Credit | |
| Other | Direct Debit | |
| Other | Internal Transfer | |
| Digital banking | Online Banking | |
| Digital banking | Mobile Banking | |
| Notifications | Notifications made available through Online Banking and/or Mobile Banking. | |
| Other | Daily Pay Anyone Payment limit. The $100,000 limit is applicable for customers who use the Macquarie Authenticator App and are registered for Electronic Banking. Otherwise, a default limit of $2,000 will apply. | |
| Other | Daily PayID Payment sub-limit. The $10,000 limit operates as a sub-limit of the daily Pay Anyone limit. | |
| Npp enabled | PayID® | |
| Eligibility: residency status | An Australian residential address required | |
| Eligibility: min age | 15 | Minimum age requirement |
| Eligibility: other | Must have an Australian mobile phone number | |
| Eligibility: other | Must have a valid email address | |
| Eligibility: other | Only available for eligible businesses. Sole Traders and Australian Propietary Companies | |
| Eligibility: business | Must have an ABN |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $2,000,000 or more | 1 Nov 2026 | Current | 4.40% |
| Variable · $0–$250,000 | 1 Nov 2026 | Current | 4.90% |
| Variable · $250,000–$2,000,000 | 1 Nov 2026 | Current | 4.90% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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