LINE OF CREDIT

Auswide Bank Ltd

CDR officialNot listed in rate tables

A line of credit allows you to borrow against the equity in your home, with the flexibility to draw up toyour approved credit limit.

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Comparison*	Applies to	Conditions	Source	Since

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/4ef38e9d-2b69-495a-9e89-f594d54d6ae0
Content hash: sha256 5070be2f9f7900f2ec51cbacf7a1e55a83e29d295591dabedf7bb8472bf79fa6
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_5070be2f9f7900f2_33dd9136Show details

Checked: 1 Nov 2026
URL: https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/4ef38e9d-2b69-495a-9e89-f594d54d6ae0
Content hash: sha256 5070be2f9f7900f2ec51cbacf7a1e55a83e29d295591dabedf7bb8472bf79fa6
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
ESTABLISHMENT_FEE_-_LINE_OF_CREDIT	Upfront	$0.00
PRINCIPAL_INCREASE_FEE_-_LINE_OF_CREDIT	Event	$0.00
PROGRESS_PAYMENT_FEE	Event	$450.00
SETTLEMENT_FEE	Event	$100.00
VALUATION_FEE_-_NEW_LOANS_&_LOAN_INCREASES	Cash advance	Set in your letter of offer
LENDERS_MORTGAGE_INSURANCE_PREMIUM	Cash advance	Set in your letter of offer
PROPERTY_INSPECTION_FEE	Cash advance	Set in your letter of offer
DOCUMENT_PREPARATION_COSTS_AND_THIRD_PARTY_COSTS	Cash advance	Set in your letter of offer
PACKAGE_FEE_-_FREEDOM_PACKAGE	Periodic	$395.00
ACCOUNT_SERVICE_FEE_-_LINE_OF_CREDIT	Periodic	$0.00
BASIC_VARIATION_FEE	Event	$150.00
COMPLEX_VARIATION_FEE	Event	$300.00
VALUATION_FEE_-_POST_SETTLEMENT	Cash advance	Set in your letter of offer
DEFAULT_ADMINISTRATION_FEE	Event	$40.00
CONDITIONS_SUBSEQUENT_COSTS	Cash advance	Set in your letter of offer
RTGS_OUTWARD_PAYMENT_FEE	Transaction	$20.00
EMERGENCY_CARD/EMERGENCY_CASH_DISBURSEMENT_FEE	Cash advance	Set in your letter of offer
DOCUMENT_PREPARATION_COSTS_AND_THIRD_PARTY_COSTS_-_POST_SETTLEMENT	Cash advance	Set in your letter of offer
MORTGAGE_RELEASE_FEE	Event	$400.00
CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK	Withdrawal	$2.00
RTGS_OUTWARD_PAYMENT_FEE	Transaction	$20.00
TELEGPRAPHIC_TRANSFER_FEE	Payment	$50.00
ATM_DIRECT_CHARGE_FEE	Cash advance	Set in your letter of offer
FOREIGN_ATM_WITHDRAWAL_FEE	Withdrawal	$5.00
CURRENCY_CONVERSION_FEE	Transaction	3.00%
DISHONOUR_FEE_-_DIRECT_DEBIT_AND_EXTERNAL_PAYMENT	Event	$15.00

Features and eligibility

Item	Value	Details
Bill payment
Card access		Visa Debit Card
Digital banking
Unlimited txns
Npp payid
Npp enabled
Extra repayments
Other		Split loan
Eligibility: min age	18
Eligibility: max age	75
Eligibility: natural person
Limit: max lvr	0.90
Limit: max limit	3500000.00
Limit: min limit	100000.00

Rate history

No earlier values recorded yet.

Tag	Meaning	Effect
`quality:no-rates`	quality:no-rates
`purpose:line-of-credit`	Line of credit	Left out of the standard home loan table
`no-rates`	Reason this product is not ranked

Registered channels

Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.

People registered for this product

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