MORTGAGE OFFSET OWNER OCCUPIED P&I
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.17% | 7.99% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.themaccu.com.au/OpenBanking/cds-au/v1/banking/products/OFFSETVAROOCPI- Content hash
sha256 8d2fc1e0b628dd6165dd820b98123168dc5d6fe5e01e629efd84fe61725e899b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8d2fc1e0b628dd61_ca7a1a53Show details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.themaccu.com.au/OpenBanking/cds-au/v1/banking/products/OFFSETVAROOCPI- Content hash
sha256 8d2fc1e0b628dd6165dd820b98123168dc5d6fe5e01e629efd84fe61725e899b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| APPLICATION_FEE | Upfront | $400.00 |
| APPLICATION_FEE_TOP_UP | Upfront | $300.00 |
| COLLECTION_FEE | Cash advance | Set in your letter of offer |
| DEFAULT_NOTICES | Upfront | $55.00 |
| GENERAL_CONSENT_FEE | Upfront | $150.00 |
| LEGAL_FEE | Cash advance | Set in your letter of offer |
| MORTGAGE_DISCHARGE_FEE | Upfront | $200.00 |
| PRODUCTION_OF_TITLE_DEED_FEE | Upfront | $150.00 |
| SUBSTITUTION_OF_SECURITY_FEE | Upfront | $250.00 |
| SWITCHING_FEE | Upfront | $50.00 |
| VALUATION_FEE | Cash advance | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Minimum Free | |
| Digital banking | Online Banking The Mac App | |
| Npp enabled | ||
| Npp payid | ||
| Free txns | Fee free transaction accounts | |
| Offset | ||
| Extra repayments | Unlimited | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: other | Maximum Term | |
| Limit: min balance | 25000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 8.17% | 7.99% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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