Savings account rates › UniBank

Essential Saver account

UniBank

CDR official

An interest bearing online savings account with a tiered interest rate structure

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
5.25%Variable · $0–$250,000
Certain occupations
CDR1 Nov 2026
5.25%Variable · $250,000–$500,000
Certain occupations
CDR1 Nov 2026
5.25%Variable · $500,000–$1,000,000
Certain occupations
CDR1 Nov 2026
3.25%Variable · $1,000,000–$5,000,000
Certain occupations
CDR1 Nov 2026
3.25%Variable · $5,000,000 or more
Certain occupations
CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://ob.tmbl.com.au/unibank/cds-au/v1/banking/products/7309a297-db38-4ffe-833e-2cc07032988d
Content hash
sha256 9ab32da7c81535bcba0659e3dc0e0816f11f3fb39f508b33152d0c90e2723ff1
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_9ab32da7c81535bc_f689617dShow details
Checked
1 Nov 2026
URL
https://ob.tmbl.com.au/unibank/cds-au/v1/banking/products/7309a297-db38-4ffe-833e-2cc07032988d
Content hash
sha256 9ab32da7c81535bcba0659e3dc0e0816f11f3fb39f508b33152d0c90e2723ff1
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Features and eligibility

ItemValueDetails
Unlimited txns
Digital banking
Npp enabled
Npp payid
NotificationsTrack payments with SMS and email alerts.
OtherNo fees for accessing your account online or via phone banking.
OtherNo monthly access fee.
OtherNo minimum balance.
Eligibility: otherYou must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank.
Eligibility: residency statusIndividuals must be citizens or permanent residents of Australia.

Rate history

RateFromToRate p.a.
Variable · $1,000,000–$5,000,0001 Nov 2026Current3.25%
Variable · $0–$250,0001 Nov 2026Current5.25%
Variable · $500,000–$1,000,0001 Nov 2026Current5.25%
Variable · $5,000,000 or more1 Nov 2026Current3.25%
Variable · $250,000–$500,0001 Nov 2026Current5.25%

Tags

TagMeaningEffect
eligibility:occupationCertain occupationsShown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged

How tags and ranking work

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