ORDE’s solution-focused Residential SMSF Near Prime product supports applicants seeking to acquire residential property within their self managed super fund portfolio with more flexible lending requirements. Key factors such as loan size, fund structure, security type and credit history are considered in determining the final interest rate. Refer to eligibility or discuss with your Broker.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.09% | 8.38% | Variable · unconstrained · unconstrained · LVR 65% or less | Specialist lendingSMSF | CDR | 1 Nov 2026 |
| 8.19% | 8.49% | Variable · unconstrained · unconstrained · LVR 65%–75% | Specialist lendingSMSF | CDR | 1 Nov 2026 |
| 8.44% | 8.74% | Variable · unconstrained · unconstrained · LVR 75%–80% | Specialist lendingSMSF | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/c824d92f-d5bd-4699-b861-b07b145ef382/adapter/cds-au/v1/banking/products/ResiSMSFNearPrime- Content hash
sha256 8b84831a51f69fba6ccc020d81e22b68252da6e3be68a9cf1af4a3047dc0e268- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8b84831a51f69fba_62a3db0cShow details
- Checked
- 1 Nov 2026
- URL
https://prd.pm.productdata.au/c824d92f-d5bd-4699-b861-b07b145ef382/adapter/cds-au/v1/banking/products/ResiSMSFNearPrime- Content hash
sha256 8b84831a51f69fba6ccc020d81e22b68252da6e3be68a9cf1af4a3047dc0e268- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Valuation Fee | Upfront | Set in your letter of offer |
| Solicitors Fee | Upfront | Set in your letter of offer |
| Application Fee | Upfront | Set in your letter of offer |
| Construction Progress Fee | Event | $120.00 |
| Insurance Confirmation Fee | Event | $45.00 |
| Dishonour Fee | Dishonour | $15.00 |
| Variation Fee | Variation | $495.00 |
| Early Repayment Fee | Exit | 0.00% |
| Discharge Adminstration Fee | Exit | Set in your letter of offer |
| Default File Attendance Fee | Event | $75.00 |
| Guarantor Default Notice fee | Event | $88.00 |
| Priority Discharge Fee | Event | $195.00 |
| Production of Title | Event | $195.00 |
| Repayment Transaction Fee | Payment | 0.00% |
| Special Attendance Fee | Event | $395.00 |
| Default Notice Fee | Event | $400.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Extra repayments available without penalty. | |
| Eligibility: other | Self Managed Super Funds administered in accordance with the SIS Act. | |
| Limit: other | ||
| Limit: max lvr | 0.80 | |
| Limit: max limit | 1750000.00 | |
| Limit: min limit | 100000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · unconstrained · unconstrained · LVR 65% or less | 1 Nov 2026 | Current | 8.09% | 8.38% |
| Variable · unconstrained · unconstrained · LVR 75%–80% | 1 Nov 2026 | Current | 8.44% | 8.74% |
| Variable · unconstrained · unconstrained · LVR 65%–75% | 1 Nov 2026 | Current | 8.19% | 8.49% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
risk:specialist | Specialist lending | Left out of the standard home loan table; separate switch |
purpose:smsf | SMSF | Left out of the standard home loan table |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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