Savings account rates › Maitland Mutual Limited
Retirement Account
Maitland Mutual Limited
CDR official
A transaction account that earns interest for members over 55's or in receipt of a pension.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.25% | Variable · $0–$25,000 | Pensioners | CDR | 1 Nov 2026 |
| 3.75% | Variable · $25,000–$50,000 | Pensioners | CDR | 1 Nov 2026 |
| 2.30% | Variable · $50,000 or more | Pensioners | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Retirement- Content hash
sha256 6d85e34de951881a271a2de2c758ec23cf4d7883f680bd93ed487ae3864e5fdd- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6d85e34de951881a_8834a4e0Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.themutual.com.au/OpenBanking/cds-au/v1/banking/products/Retirement- Content hash
sha256 6d85e34de951881a271a2de2c758ec23cf4d7883f680bd93ed487ae3864e5fdd- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_DISHONOUR | Event | $9.00 |
| DIRECT_ENTRY_DISHONOUR | Event | $9.00 |
| DOCUMENT_FEE | Event | $60.00 |
| FINANCIAL_INSTITUTION_CHEQUE | Event | $2.50 |
| FOREIGN_CURRENCY_CONVERSION_SERVICE_FEE | Transaction | 1.00% |
| MISCELLANEOUS_SERVICE_FEE | Event | $60.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_AUSTRALIAN_CURRENCY | Event | $50.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(OUTWARD)_-_FOREIGN_CURRENCY | Event | $30.00 |
| PHYSICAL_FOREIGN_CURRENCY | Transaction | 1.00% |
| UNCLAIMED_MONIES_FEE | Cash advance | $20.00 |
| ONLINE_INTERNATIONAL_TRANSFER_(OUTWARD) | Event | $30.00 |
| REPLACEMENT_CARD_FEE_(INTERNATIONAL) | Event | $100.00 |
| REPLACEMENT_CARD_FEE_-_VISA_DEBIT_CARD | Cash advance | Set in your letter of offer |
| ATM_OWNER_FEE | Cash advance | Set in your letter of offer |
| OVERDRAWN_FEE | Event | $9.00 |
| DORMANT_ACCOUNT_FEE | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Additional cards | Not available with passbook option | |
| Bill payment | BPAY | Pay bills using BPAY |
| Card access | Visa Debit Card - not available with Passbook option | |
| Digital banking | ||
| Npp payid | ||
| Npp enabled | ||
| Unlimited txns | ||
| Other | Passbook - not available when Visa Debit Card attached | |
| Notifications | Mutual Alerts - Balance, low & high balance, deposit, withdrawal | |
| Digital wallet | Apple Pay and Google Pay - not available with Passbook option | |
| Other | Staff assisted transactions - Branch and Contact Centre | |
| Eligibility: min age | 55 | Over 55 years unless in receipt of pension |
| Eligibility: natural person | Available for personal use only | |
| Eligibility: pension recipient | ||
| Eligibility: residency status | Australian citizen or a permanent resident of Australia or otherwise approved | |
| Limit: opening balance | 0.00 | |
| Limit: min balance | 0.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$25,000 | 1 Nov 2026 | Current | 0.25% |
| Variable · $50,000 or more | 1 Nov 2026 | Current | 2.30% |
| Variable · $25,000–$50,000 | 1 Nov 2026 | Current | 3.75% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
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