If you're waiting to sell property and you're buying or building another, that's where our Bridging Loan could help. It's available for up to 12 months for Owner Occupiers and Investors.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.35% | 8.40% | Variable · unconstrained · principal and interest · LVR 75% or less | Bridging | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/bdaba26f-3404-46fb-a5c1-734e5471f971- Content hash
sha256 4145de7d77d989a6e1e4ac53134e3b2347f380254bb7305a03d300a131d7eb4d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4145de7d77d989a6_5b8cae5aShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/bdaba26f-3404-46fb-a5c1-734e5471f971- Content hash
sha256 4145de7d77d989a6e1e4ac53134e3b2347f380254bb7305a03d300a131d7eb4d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Bridging Loan Fee | Event | $595.00 |
| Portability Fee- New Mortgage | Event | $500.00 |
| Mortgage Discharge Fee | Event | $275.00 |
| Monthly Fee | Periodic | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Other | Covers the amount owing on the existing property, the contracted price for the new property, plus any other purchase costs | |
| Other | No repayments required during the bridging period | |
| Other | Up to 12 month term | |
| Extra repayments | You can make extra repayments on variable rate loans | |
| Eligibility: min age | 18 | Individuals (natural persons) must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older. |
| Eligibility: natural person | Individuals only: Not available for non-personal borrowers. | |
| Eligibility: other | Applications for loans are subject to the Bank's lending criteria. | |
| Eligibility: residency status | AU | Australian citizen or permanent resident of Australia |
| Limit: min limit | 10000.00 | |
| Limit: max lvr | 0.75 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · unconstrained · principal and interest · LVR 75% or less | 1 Nov 2026 | Current | 8.35% | 8.40% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:bridging | Bridging | Left out of the standard home loan table |
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