A savings account that helps you save for Christmas throughout the year and stops you dipping in to your savings by only allowing access to funds between 1 November and 31 January each year.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.10% | Variable · $0–$30,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $30,000 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/S25-CS- Content hash
sha256 842ae7bd36180b8e8da6be6b9312659440dfdde145e431909e163e9de618ad62- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_842ae7bd36180b8e_16dd440fShow details
- Checked
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/S25-CS- Content hash
sha256 842ae7bd36180b8e8da6be6b9312659440dfdde145e431909e163e9de618ad62- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| STAFF_ASSISTED_TRANSFER | Event | $2.00 |
| EARLY_WITHDRAWAL_FEE | Withdrawal | $20.00 |
| DORMANCY_FEE | Event | $20.00 |
| OVERDRAWN_FEE | Event | $10.00 |
| DISHONOUR_-_DIRECT_DEBIT | Dishonour | $20.00 |
| DISHONOUR_-_PERIODICAL_PAYMENT | Dishonour | $20.00 |
| ACCOUNT_COMBINATION_FEE | Event | $5.00 |
| FORCED_PAYMENT | Event | $20.00 |
| EFT_INVESTIGATION_FEE | Event | $35.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) | Event | $1.50 |
| DRAFTS | Event | $17.50 |
| OVERSEAS_TELEGRAPHIC_TRANSFER_(TT) | Event | $50.00 |
| OVERSEAS_TELEGRAPHIC_TRANSFER | Event | $30.00 |
| TRAVELEX_SERVICES | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Other | Some services only available during withdrawal period. Fees apply for withdrawals outside of this period | |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $30,000 or more | 1 Nov 2026 | Current | 0.00% |
| Variable · $0–$30,000 | 1 Nov 2026 | Current | 5.10% |
Registered channels
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