Our small, small business loan is ideal for buying that new work vehicle or upgrading your tools. With secured, partly secured and unsecured loan options available and for loans ranging from $5,000 to
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$5,000 | Business customers | CDR | 1 Nov 2026 |
| 0.75% | Variable · $5,000–$50,000 | Business customers | CDR | 1 Nov 2026 |
| 1.00% | Variable · $50,000–$500,000 | Business customers | CDR | 1 Nov 2026 |
| 1.10% | Variable · $500,000 or more | Business customers | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/BusinessiCash- Content hash
sha256 c24da287236c559719931b7da6054e3e7adf13bc778a32923acd77d90a35c259- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_c24da287236c5597_ed4805e4Show details
- Checked
- 1 Nov 2026
- URL
https://api.bankofus.com.au/OpenBanking/cds-au/v1/banking/products/BusinessiCash- Content hash
sha256 c24da287236c559719931b7da6054e3e7adf13bc778a32923acd77d90a35c259- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| PERSONAL_LOAN_APPLICATION_FEE | Upfront | $200.00 |
| TITLE_SEARCH_FEE | Upfront | Set in your letter of offer |
| SPECIAL_ATTENDANCE_FEE | Event | $300.00 |
| ARREARS_FEE | Event | $40.00 |
| INSURANCE_COLLECTION_FEE | Event | $40.00 |
| EVIDENCE_RETRIEVAL_FEE | Event | $20.00 |
| CHEQUE_DISHONOUR_(INWARD)_FEE | Event | $12.00 |
| DUPLICATE_STATEMENT_FEE | Event | $5.00 |
| DISCHARGE_FEE | Event | $395.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | ||
| Redraw | ||
| Guarantor | ||
| Digital banking | ||
| Eligibility: business | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Should be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa. | |
| Limit: min limit | 5000.00 | |
| Limit: max limit | 10000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $500,000 or more | 1 Nov 2026 | Current | 1.10% |
| Variable · $5,000–$50,000 | 1 Nov 2026 | Current | 0.75% |
| Variable · $50,000–$500,000 | 1 Nov 2026 | Current | 1.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.