Everyday Account
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.01% | Variable | Pensioners | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/S1_GS- Content hash
sha256 b6c6f4a6892615a477070a61184ae647ae12662a8404efbc8895b967263c0df1- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b6c6f4a6892615a4_90bfad86Show details
- Checked
- 1 Nov 2026
- URL
https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/S1_GS- Content hash
sha256 b6c6f4a6892615a477070a61184ae647ae12662a8404efbc8895b967263c0df1- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Homepedia notes
Figures, filters and rankings on this page follow the lender's Consumer Data Right data. Where that data contradicts itself, or another source says something different, we note it here and leave the figures as published.
The CDR data lists these eligibility types for this product: BUSINESS, PENSION_RECIPIENT. In the CDR standard each one means only that group may apply, so together they contradict each other; the lender may mean that any of these customers can apply. Labels and tables follow the data as published. Check eligibility with the lender.
Found in the CDR data itself · 1 Nov 2026
Fees
| Fee | Type | Amount |
|---|---|---|
| EXCESS_TRANSACTION_FEES | Event | 0.00% |
| CHARGEBACK_EFT_DISPUTE | Event | $20.00 |
| CHARGEBACK_VOUCHER_RETRIEVAL_FEE | Event | $30.00 |
| CURRENCY_CONVERSION_FEE_VD | Transaction | 2.00% |
| DIRECT_DEBITS_DISHONOUR_FEE | Transaction | $15.00 |
| DORMANT_ACCOUNT_FEE | Event | $10.00 |
| DUPLICATED_MEMBER_STATEMENT_FEE | Event | $3.00 |
| ELECTRONIC_PAYMENT_FEE | Event | $25.00 |
| REFERRAL_FEE | Transaction | $10.00 |
| SWIFT_PAYMENTS_(RTGS) | Event | $10.00 |
| SWIFT_PAYMENT_(RTGS) | Event | $15.00 |
| VISA_CARD_FEE | Event | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card Available | |
| Bill payment | Periodical Payments System | |
| Digital banking | ||
| Digital wallet | Apple Pay, Google Pay and Samsung Pay | |
| Notifications | Monthly or 6 Monthly statements available | |
| Npp enabled | ||
| Npp payid | ||
| Overdraft | ||
| Eligibility: business | ||
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: pension recipient | ||
| Eligibility: residency status | Australian citizen or permanent resident |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.01% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
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