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Savings account rates › Northern Inland Credit Union Limited

Pension Plus

Northern Inland Credit Union Limited

CDR official

Specifically designed for full pension card holders. An everyday account for everyday access with a tiered interest rate. Sub accounts available for budgeting. No monthly account keeping fee.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
0.05%Variable · $0–$10,000
Pensioners
CDR1 Nov 2026
1.20%Variable · $10,000–$50,000
Pensioners
CDR1 Nov 2026
1.75%Variable · $50,000–$250,000
Pensioners
CDR1 Nov 2026
2.10%Variable · $250,000 or more
Pensioners
CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS10
Content hash
sha256 6bbd630f9666716643a8b45ae09509bdd18c94c9e1f89d31e487446859e50444
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6bbd630f96667166_0f62e084Show details
Checked
1 Nov 2026
URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS10
Content hash
sha256 6bbd630f9666716643a8b45ae09509bdd18c94c9e1f89d31e487446859e50444
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
BANK@POST_TRANSTransaction$4.00
IN_BRANCH_TRANSACTIONTransaction$2.50
VISA_ATM_WITHDRAWAL_OVERSEASTransaction$2.00
ALERTSEvent$0.25
ATM_DECLINED_TRANSACTIONEvent$2.50
TRACE_FEEEvent$28.00
DIRECT_DEBIT_DISHONOUR-REINSTATEMENTEvent$12.50
HONOURING_DIRECT_DEBITEvent$10.00
SWIFT_FEE_INBOUNDTransaction$11.00
SWIFT_FEE_OUTBOUNDTransaction$25.00
BANK_CONFIRMATIONEvent$30.00
RETRIEVAL_OF_ELECTRONIC_DOCUMENTSEvent$1.50
OTHER_DOCUMENTSEvent$50.00

Features and eligibility

ItemValueDetails
Card accessShop online or in store with our Visa Debit card
Digital walletApple PayThe easy way to pay everyday with Apple Pay
Digital walletGoogle PayThe convenience of a mobile wallet in your hands with Google Pay
Digital banking24/7 access to your accounts anywhere in the world with our smartPAY App. You can also temporarily block your card or report it lost or stolen.
Digital bankingSecure banking 24/7 from your computer or mobile with Online Banking
Npp payidReceive fast real-time payments using your mobile number, email address or ABN instead of your BSB and account number
Npp enabledSend and receive real-time payments via Osko from your Online Banking and NICU smartPay App
NotificationsAlertsReceive notifications for transactions and balances on your accounts via SMS
Eligibility: residency statusAUIndividuals must be citizens or permanent residents of Australia.
Eligibility: pension recipient

Rate history

RateFromToRate p.a.
Variable · $50,000–$250,0001 Nov 2026Current1.75%
Variable · $0–$10,0001 Nov 2026Current0.05%
Variable · $250,000 or more1 Nov 2026Current2.10%
Variable · $10,000–$50,0001 Nov 2026Current1.20%

Tags

TagMeaningEffect
eligibility:pensionerPensionersFilter; shown in the row

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