Term deposit rates › First Option Bank
6 Month Regular Income Term Deposit
First Option Bank
CDR official
Interest Paid Monthly
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.05% | Fixed · 6 months · $25,000–$25,000 | CDR | 1 Nov 2026 | |
| 0.05% | Fixed · 6 months · $25,000–$250,000 | CDR | 1 Nov 2026 | |
| 0.05% | Fixed · 6 months · $250,000–$500,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 6 months · $500,000–$500,000 | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/6MTH_REGULAR_INCOME- Content hash
sha256 4aabd5f51ad9b516fdfb4cf5932c2aff8b5db3d75d25c4ab6a668d7d71c38a39- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4aabd5f51ad9b516_25233f05Show details
- Checked
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/6MTH_REGULAR_INCOME- Content hash
sha256 4aabd5f51ad9b516fdfb4cf5932c2aff8b5db3d75d25c4ab6a668d7d71c38a39- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MEMBERSHIP_ADMIN_FEE | Periodic | $5.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Notifications | ||
| Eligibility: natural person | Individual and Joint Accounts | |
| Eligibility: residency status | Australian Residents | |
| Limit: min balance | 25000.00 | |
| Limit: max balance | 2000000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 6 months · $250,000–$500,000 | 1 Nov 2026 | Current | 0.05% |
| Fixed · 6 months · $500,000–$500,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 6 months · $25,000–$25,000 | 1 Nov 2026 | Current | 0.05% |
| Fixed · 6 months · $25,000–$250,000 | 1 Nov 2026 | Current | 0.05% |
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