Home loan rates › ORANGE CREDIT UNION LTD
Premium Home Loan Variable
ORANGE CREDIT UNION LTD
CDR official
Premium Home Loan Variable
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.89% | 6.94% | Introductory · investment · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.89% | 6.94% | Introductory · investment · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.89% | 6.94% | Introductory · investment · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.89% | 6.94% | Introductory · investment · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.89% | 6.94% | Introductory · investment · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.99% | 7.04% | Introductory · investment · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.99% | 7.04% | Introductory · investment · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.99% | 7.04% | Introductory · investment · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.99% | 7.04% | Introductory · investment · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.99% | 7.04% | Introductory · investment · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 7.19% | 7.24% | Introductory · investment · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 7.19% | 7.24% | Introductory · investment · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 7.19% | 7.24% | Introductory · investment · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 7.19% | 7.24% | Introductory · investment · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 7.19% | 7.24% | Introductory · investment · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.64% | 6.69% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.64% | 6.69% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.64% | 6.69% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.64% | 6.69% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.64% | 6.69% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.74% | 6.79% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.74% | 6.79% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.74% | 6.79% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.74% | 6.79% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.74% | 6.79% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.74% | 6.79% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 7.09% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 7.09% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 7.09% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.04% | 7.09% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.79% | 6.84% | Variable · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.89% | 6.94% | Variable · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 7.09% | 7.14% | Variable · investment · principal and interest · LVR Over 80% | CDR | 1 Nov 2026 | |
| 6.54% | 6.59% | Variable · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.64% | 6.69% | Variable · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.84% | 6.89% | Variable · owner occupied · principal and interest · LVR Over 80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/PREMIUM_HOME_LOAN- Content hash
sha256 d40974e9a517bc3cb29315486c954b9213c68407b66cf2c53b8a7b3d86710762- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d40974e9a517bc3c_349a0dfeShow details
- Checked
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/PREMIUM_HOME_LOAN- Content hash
sha256 d40974e9a517bc3cb29315486c954b9213c68407b66cf2c53b8a7b3d86710762- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_ESTABLISHMENT_FEE | Upfront | $155.00 |
| LOAN_SECURITY_DISCHARGE_FEE | Exit | $200.00 |
| SWITCH_FEE | Event | $250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Other | Ability to increase loan amount (Loan Top Up) | |
| Other | Early repayments without penalty | |
| Other | Partial split loan | |
| Other | Included in Relationship Rebate | |
| Other | Can be used for building | |
| Other | Easy to apply for loan | |
| Other | Interest only repayments (up to 5 years) | |
| Other | Variable and lump sum repayments | |
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Must be an Australian citizen or permanent resident | |
| Eligibility: other | Lending criteria, terms and conditions apply | |
| Eligibility: other | Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). | |
| Limit: min balance | 30000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Introductory · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.99% | 7.04% |
| Introductory · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.99% | 7.04% |
| Introductory · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.89% | 6.94% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 7.04% | 7.09% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.74% | 6.79% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.74% | 6.79% |
| Introductory · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.99% | 7.04% |
| Introductory · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.89% | 6.94% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.74% | 6.79% |
| Introductory · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.89% | 6.94% |
| Variable · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.79% | 6.84% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 7.04% | 7.09% |
| Introductory · investment · interest only · LVR Over 80% | 1 Nov 2026 | Current | 7.19% | 7.24% |
| Introductory · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.89% | 6.94% |
| Introductory · investment · interest only · LVR Over 80% | 1 Nov 2026 | Current | 7.19% | 7.24% |
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.64% | 6.69% |
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.64% | 6.69% |
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.64% | 6.69% |
| Variable · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.89% | 6.94% |
| Introductory · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.89% | 6.94% |
| Introductory · investment · interest only · LVR Over 80% | 1 Nov 2026 | Current | 7.19% | 7.24% |
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.64% | 6.69% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.74% | 6.79% |
| Introductory · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.99% | 7.04% |
| Variable · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.64% | 6.69% |
| Variable · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.54% | 6.59% |
| Variable · owner occupied · principal and interest · LVR Over 80% | 1 Nov 2026 | Current | 6.84% | 6.89% |
| Variable · investment · principal and interest · LVR Over 80% | 1 Nov 2026 | Current | 7.09% | 7.14% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 6.74% | 6.79% |
| Introductory · investment · interest only · LVR Over 80% | 1 Nov 2026 | Current | 7.19% | 7.24% |
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.64% | 6.69% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.74% | 6.79% |
| Introductory · investment · interest only · LVR Over 80% | 1 Nov 2026 | Current | 7.19% | 7.24% |
| Introductory · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.99% | 7.04% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 7.04% | 7.09% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 7.04% | 7.09% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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