Savings account rates › Bank Australia
Commercial Access
Bank Australia
CDR officialNot listed in rate tables
Business transaction account for companies, SMEs and sole traders.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$5,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $5,000–$10,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $10,000–$20,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $20,000–$50,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $50,000–$100,000 | CDR | 1 Nov 2026 | |
| 0.00% | Variable · $100,000 or more | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/2c4feb40-55f1-4b95-bec4-4e78ec0d530f- Content hash
sha256 0b73614427f9586d5ad956dc658aa7d8560202884154be8b63d74a6f9edf2a0f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0b73614427f9586d_9200e943Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/2c4feb40-55f1-4b95-bec4-4e78ec0d530f- Content hash
sha256 0b73614427f9586d5ad956dc658aa7d8560202884154be8b63d74a6f9edf2a0f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Visa emergency card/cash overseas fee | Event | $175.00 |
| International transaction fee (ITF) | Transaction | 3.00% |
| Dishonour Fee | Dishonour | $0.00 |
| Domestic ("press credit") cash withdrawal fee | Withdrawal | $0.00 |
| Visa foreign cash withdrawal fee | Withdrawal | $0.00 |
| Commercial Access Monthly Account Fee | Periodic | $8.00 |
| Exceeding available funds fee | Event | $0.00 |
| Debit interest charge rate | Event | 12.39% |
| Staff assisted withdrawal fee | Event | $0.00 |
| Company/business name searches | Event | $40.00 |
| Certificates supplied by the bank | Event | $5.00 |
| Dormancy Fee | Periodic | $10.00 |
| Duplicate statement fee | Event | $5.00 |
| Security token fee | Event | $50.00 |
| SMS alert fee | Event | $0.25 |
| Inwards Payment fee | Deposit | $0.00 |
| Same day funds transfers within Australia fee (RTGS) | Transaction | $20.00 |
| Staff assisted international payment in foreign currency | Transaction | $30.00 |
| Staff assisted international payment in AUD | Payment | $30.00 |
| Online international payment in foreign currency | Payment | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | You can pay bills with the BPAY logo via Bank Australia App or Internet Banking. |
| Card access | Visa Debit Card | Use instore, online and withdraw local currency at millions of locations, everywhere Visa is accepted. Cards are enabled to support diverse needs with raised bumps on the left hand-side on the front face of the card. |
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Digital wallet | Google, Samsung and Apple Pay available | Leave your wallet behind and pay for the things you need with Google Pay/ Samsung Pay/ Apple Pay. |
| Notifications | Card and Account Notifications | Notifications can be enabled in the App or through Internet Banking, allowing you to be alerted either by email, sms or through the App about your card/account activity. |
| Npp enabled | Move money and pay people instantly with Osko. | |
| Npp payid | With PayID you can forget your BSB and account number - simply use your mobile, email or ABN to receive payments. This account can be linked to a PayID. | |
| Other | PayTo Payments: You can make recurring and one-off payments with any participating PayTo merchant, business or service provider and keep track of all the payments in the Bank Australia app or Internet Banking. | |
| Other | Bank@Post: Customers with a Bank Australia Visa debit card can make cash deposits up to $9,999.95 per day. | |
| Unlimited txns | There is no limit to the number of online, EFTPOS, ATM or staff assisted transactions you can make. | |
| Eligibility: business | Sole traders, Pty Ltd, public companies, partnerships or associations | |
| Eligibility: min age | 18 | 18+years |
| Eligibility: residency status | AU | Business must be registered in Australia |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $5,000–$10,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $10,000–$20,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $20,000–$50,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $50,000–$100,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Variable · $100,000 or more | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.