This high interest rate savings account helps you to earn more on your money. You can manage this account through internet & mobile banking and our app, however you can't access to your funds via a VISA debit card.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.90% | Variable · $0–$49,999 | CDR | 1 Nov 2026 | |
| 1.90% | Variable · $50,000–$99,999 | CDR | 1 Nov 2026 | |
| 4.65% | Variable · $100,000–$249,999 | CDR | 1 Nov 2026 | |
| 0.40% | Variable · $250,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/22f34b76-012b-4773-bc7b-d8e1dcffdd00- Content hash
sha256 acee2949867d9ea28d34c923a0f9372ec8dc123a9465a19ed68f63d4f70720a0- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_acee2949867d9ea2_1ddde4d3Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/22f34b76-012b-4773-bc7b-d8e1dcffdd00- Content hash
sha256 acee2949867d9ea28d34c923a0f9372ec8dc123a9465a19ed68f63d4f70720a0- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Third Party Costs | Event | $0.00 |
| External Electronic Periodical Payments | Transaction | $1.00 |
| Overdrawn Savings Account Fee | Event | $15.00 |
| Dormant Accounts fee | Event | $10.00 |
| Document Retrieval Fee | Event | $0.00 |
| Direct Debit Dishonour Fee | Dishonour | $9.00 |
| Counter Cash withdrawal $25,000 and over | Transaction | $50.00 |
| Default Notice Fee | Event | $21.50 |
| Additional Statement Fee | Event | $5.00 |
| Counter Cash withdrawal fee up to $24,999 | Transaction | $2.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp payid | Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Other | Contributes to Reduced Fees program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates. | |
| Npp payid | Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Digital banking | Internet banking. You can check your account details or make transfers anytime or anywhere using online with Internet Banking – the service is free. | |
| Npp enabled | NPP Payments The NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments | |
| Other | Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments | |
| Other | Direct Debits. A facility to make direct debit payments from your account | |
| Other | PayTo® is a modern digital payment solution offering a fast, easy and secure way to pay. It gives members more visibility and control over their payments, and enables merchants and businesses to initiate real-time payments from their customers’ bank accounts | |
| Other | Confirmation of Payee | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Residents | |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian Citizen |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $100,000–$249,999 | 1 Nov 2026 | Current | 4.65% |
| Variable · $50,000–$99,999 | 1 Nov 2026 | Current | 1.90% |
| Variable · $0–$49,999 | 1 Nov 2026 | Current | 0.90% |
| Variable · $250,000 or more | 1 Nov 2026 | Current | 0.40% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.