One convenient account for your transaction and savings needs - for customers aged 55 and above.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.05% | Variable · $0–$10,000 | Pensioners | CDR | 1 Nov 2026 |
| 1.85% | Variable · $10,000–$50,000 | Pensioners | CDR | 1 Nov 2026 |
| 2.35% | Variable · $50,000–$250,000 | Pensioners | CDR | 1 Nov 2026 |
| 2.85% | Variable · $250,000 or more | Pensioners | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/7375f63775b4489a890655e25395e12d- Content hash
sha256 79ea1ec0ef7b2b0d725fb948af883bfa0426eab63d226140d6dd01395145589d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_79ea1ec0ef7b2b0d_3f8cc1e7Show details
- Checked
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/7375f63775b4489a890655e25395e12d- Content hash
sha256 79ea1ec0ef7b2b0d725fb948af883bfa0426eab63d226140d6dd01395145589d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Unpaid cheque or debit fee | Event | $5.00 |
| Paper Transaction Listing Fee | Event | $2.50 |
| Account Fee | Periodic | $0.00 |
| Paper Statement Fee | Event | $0.00 |
| Access fee - ASB Bank ATMs in NZ and overseas CommBank ATMs | Withdrawal | $2.00 |
| Access fee - Other overseas cash and ATM withdrawals | Withdrawal | 3.50% |
| Access fee - Overseas purchases | Purchase | 3.50% |
| Staff assisted withdrawals | Withdrawal | $0.00 |
| Cheque negotiated fee | Transaction | $3.00 |
| Monthly card fee | Event | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Debit Mastercard | Use instore, online and withdraw local currency at millions of locations, everywhere Mastercard is accepted. Choose a Debit Mastercard with your CommBank account and pay for things using your card, smartphone or wearable. You may receive access to other features and benefits associated with your Debit Mastercard subject to eligibility, approval and terms and conditions. |
| Additional cards | We may limit the number of cards that may be issued or linked to a single account or customer profile. | |
| Bill payment | BPAY View | See, track and easily pay your bills online in NetBank or on the go in the CommBank app. |
| Card access | Platinum Debit Mastercard | Platinum Debit Mastercard is a premium debit card that can be linked to your CommBank transaction account and can be used everywhere Mastercard is accepted. Enjoy additional exclusive features and benefits, including complementary purchase protections, with the Platinum Debit Mastercard, subject to eligibility, approval, and terms and conditions. |
| Card access | World Debit Mastercard | World Debit Mastercard is a premium debit card that can be linked to your CommBank transaction account and can be used everywhere Mastercard is accepted. Earn CommBank Yello points on eligible purchases using your World Debit Mastercard. The earning and redemption of CommBank Yello points are subject to meeting the eligibility criteria, including holding an eligible transaction account, as well as the applicable CommBank Yello terms and conditions. You may also enjoy additional exclusive features and benefits, including complimentary insurances and purchase protections, with the World Debit Mastercard, subject to eligibility, approval, and terms and conditions. Fees apply. |
| Card access | Link to Existing Card | |
| Other | Securely lock your debit card in the CommBank app when you need to. And unlock it again when you don't. | |
| Loyalty program | CommBank Yello | CommBank Yello provides benefits for eligible CommBank customers, subject to terms and conditions. The earning and redemption of CommBank Yello Points are subject to meeting the eligibility criteria, including holding an eligible transaction account, as well as the applicable CommBank Yello terms and conditions. |
| Other | Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers. | |
| Digital banking | Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want. | |
| Digital wallet | Apple Pay | Pay with your Apple(TM) device using Apple Pay. |
| Digital wallet | CommBank Tap and Pay | Pay with your Android(TM) phone using the CommBank app. |
| Digital wallet | Fitbit Pay | Pay with your Fitbit(TM) smartwatch using Fitbit Pay. |
| Digital wallet | Garmin Pay | Pay with your Garmin(TM) smartwatch using Garmin Pay. |
| Digital wallet | Google Pay | Pay with your Android(TM) device using Google Pay. |
| Digital wallet | Samsung Pay | Pay with your Samsung(TM) device using Samsung Pay. |
| Npp payid | Get faster payments between participating banks, anytime with a PayID. | |
| Npp enabled | Pay and receive near real-time payments. | |
| Other | You are not required to have a card to use this product. | |
| Other | Manage payments from your bank account using PayTo. | |
| Other | Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM. | |
| Unlimited txns | Unlimited CommBank electronic transactions. | |
| Eligibility: min age | 55 | You must be at least 55 years old. |
| Eligibility: natural person | You must be least 55 years old. | |
| Eligibility: other | For customers wanting to apply online, they will require an Australian residential address. | |
| Eligibility: residency status | AU | Australian Resident |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000–$250,000 | 1 Nov 2026 | Current | 2.35% |
| Variable · $0–$10,000 | 1 Nov 2026 | Current | 0.05% |
| Variable · $10,000–$50,000 | 1 Nov 2026 | Current | 1.85% |
| Variable · $250,000 or more | 1 Nov 2026 | Current | 2.85% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.