This special offer investor variable rate property loan is only available for new borrowings and refinances into BankVic.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.38% | 6.43% | Variable · investment · principal and interest | Certain occupations | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L7_Investment_Special_Police_Variable_Rate_IC87- Content hash
sha256 079f963779022043acf2806420ec9f456ac602156fdc2ed96f5930e399409f25- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_079f963779022043_f305f31fShow details
- Checked
- 1 Nov 2026
- URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L7_Investment_Special_Police_Variable_Rate_IC87- Content hash
sha256 079f963779022043acf2806420ec9f456ac602156fdc2ed96f5930e399409f25- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_ESTABLISHMENT_FEE | Upfront | $600.00 |
| PRODUCTION_OF_TITLE_FEE | Upfront | $330.00 |
| SWITCHING_LOAN_PRODUCTS | Upfront | $200.00 |
| TOP-UP_FEE | Upfront | $200.00 |
| REPRESENTATION_FEE | Event | $99.00 |
| SECURITY_SUBSTITUTION_FEE | Event | $400.00 |
| DISCHARGE_FEE | Event | $295.00 |
| TITLE_SEARCH_FEE | Event | $25.00 |
| FINANCIAL_INSTITUTION_CHEQUE | Transaction | $0.00 |
| REDRAW | Transaction | $0.00 |
| VALUATION_FEE | Upfront | $300.00 |
| VALUATION_FEE_-_NON_STANDARD | Cash advance | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Insurance | No-obligation quotes for insurance (with an option of 90 days free building insurance cover during settlement period) | |
| Redraw | ||
| Extra repayments | Unlimited additional repayments | |
| Eligibility: employment status | PAYG income and be outside any probationary periods of employment | |
| Eligibility: residency status | Australian citizen | |
| Eligibility: other | Member of BankVic | |
| Eligibility: min age | 18 | |
| Limit: min limit | 20000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.38% | 6.43% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
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