An INV variable home loan with both P&I and IO rate for residential investment properties owned by Self Managed Super Funds
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.68% | 7.88% | Variable · investment · interest only · LVR 60% or less · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.78% | 8.03% | Variable · investment · interest only · LVR 60% or less · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.78% | 8.03% | Variable · investment · interest only · LVR 60% or less · $750,000–$1,250,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.68% | 7.88% | Variable · investment · interest only · LVR 60% or less · $750,001–$1,250,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.78% | 8.03% | Variable · investment · interest only · LVR 60% or less · $1,250,000–$1,500,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.68% | 7.88% | Variable · investment · interest only · LVR 60% or less · $1,250,001–$1,500,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.68% | 7.91% | Variable · investment · interest only · LVR 60%–70% · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.78% | 8.04% | Variable · investment · interest only · LVR 60%–70% · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.78% | 8.04% | Variable · investment · interest only · LVR 60%–70% · $750,000–$1,250,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.68% | 7.91% | Variable · investment · interest only · LVR 60%–70% · $750,001–$1,250,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.83% | 8.09% | Variable · investment · interest only · LVR 60%–70% · $1,250,000–$1,500,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.73% | 7.96% | Variable · investment · interest only · LVR 60%–70% · $1,250,001–$1,500,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.88% | 8.08% | Variable · investment · interest only · LVR 70%–80% · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.98% | 8.23% | Variable · investment · interest only · LVR 70%–80% · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.98% | 8.23% | Variable · investment · interest only · LVR 70%–80% · $750,000–$1,250,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.88% | 8.08% | Variable · investment · interest only · LVR 70%–80% · $750,001–$1,250,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 8.03% | 8.28% | Variable · investment · interest only · LVR 70%–80% · $1,250,000–$1,500,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.93% | 8.13% | Variable · investment · interest only · LVR 70%–80% · $1,250,001–$1,500,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.33% | 7.70% | Variable · investment · principal and interest · LVR 60% or less · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.33% | 7.70% | Variable · investment · principal and interest · LVR 60% or less · $750,001–$1,250,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.33% | 7.70% | Variable · investment · principal and interest · LVR 60% or less · $1,250,001–$1,500,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.38% | 7.75% | Variable · investment · principal and interest · LVR 60%–70% · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.38% | 7.75% | Variable · investment · principal and interest · LVR 60%–70% · $750,001–$1,250,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.43% | 7.80% | Variable · investment · principal and interest · LVR 60%–70% · $1,250,001–$1,500,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.53% | 7.90% | Variable · investment · principal and interest · LVR 70%–80% · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.53% | 7.90% | Variable · investment · principal and interest · LVR 70%–80% · $750,001–$1,250,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 7.58% | 7.95% | Variable · investment · principal and interest · LVR 70%–80% · $1,250,001–$1,500,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 8.04% | 8.41% | Variable · investment · principal and interest · LVR 80%–90% · $200,000–$750,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
| 8.04% | 8.41% | Variable · investment · principal and interest · LVR 80%–90% · $750,000–$1,000,000 | SMSFBusiness customers | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.afghomeloans.com.au/cds-au/v1/banking/products/deea74f6-eb66-487e-b927-b09841e96b12- Content hash
sha256 21657dcc9e978fe3e8a968a162014669978881255465c7551fc084d5c8fb157d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_21657dcc9e978fe3_1ab26056Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.afghomeloans.com.au/cds-au/v1/banking/products/deea74f6-eb66-487e-b927-b09841e96b12- Content hash
sha256 21657dcc9e978fe3e8a968a162014669978881255465c7551fc084d5c8fb157d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Service Fee | Event | $330.00 |
| Valuation Fee | Upfront | Set in your letter of offer |
| SMSF application Fee | Upfront | $0.00 |
| Settlement Fee | Upfront | $660.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Additional repayments | More frequent payments are permitted and additional repayments may be made at any time. |
| Digital banking | Internet and mobile banking available | |
| Other | Investment Only | Investment only loans |
| Other | 10 year IO term | Up to 10 years Interest Only |
| Other | Splitting your loan | Maximum four splits are offered |
| Other | Acceptable Loan Purposes | This loan can be used for the purposes of investment in residential property within an SMSF. |
| Other | Unacceptable Loan Purposes | This loan cannot be used for business purposes, bridging loans, or any unlawful purposes. |
| Other | Loan Term | Loan term Minimum 8 years maximum 30 years |
| Eligibility: business | Non-individual borrowers | Self Managed Super Funds acceptable to the lender |
| Eligibility: other | Applications for home loans are subject to the Bank's normal credit approval. | |
| Limit: max balance | 1500000.00 | |
| Limit: max lvr | 0.90 | |
| Limit: other | OTHER |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 60%–70% · $750,001–$1,250,000 | 1 Nov 2026 | Current | 7.38% | 7.75% |
| Variable · investment · interest only · LVR 60%–70% · $200,000–$750,000 | 1 Nov 2026 | Current | 7.78% | 8.04% |
| Variable · investment · interest only · LVR 60% or less · $750,001–$1,250,000 | 1 Nov 2026 | Current | 7.68% | 7.88% |
| Variable · investment · interest only · LVR 70%–80% · $750,001–$1,250,000 | 1 Nov 2026 | Current | 7.88% | 8.08% |
| Variable · investment · principal and interest · LVR 60% or less · $750,001–$1,250,000 | 1 Nov 2026 | Current | 7.33% | 7.70% |
| Variable · investment · principal and interest · LVR 80%–90% · $200,000–$750,000 | 1 Nov 2026 | Current | 8.04% | 8.41% |
| Variable · investment · interest only · LVR 60% or less · $1,250,001–$1,500,000 | 1 Nov 2026 | Current | 7.68% | 7.88% |
| Variable · investment · interest only · LVR 70%–80% · $200,000–$750,000 | 1 Nov 2026 | Current | 7.88% | 8.08% |
| Variable · investment · interest only · LVR 70%–80% · $200,000–$750,000 | 1 Nov 2026 | Current | 7.98% | 8.23% |
| Variable · investment · interest only · LVR 60%–70% · $750,001–$1,250,000 | 1 Nov 2026 | Current | 7.68% | 7.91% |
| Variable · investment · interest only · LVR 60%–70% · $1,250,000–$1,500,000 | 1 Nov 2026 | Current | 7.83% | 8.09% |
| Variable · investment · interest only · LVR 60% or less · $1,250,000–$1,500,000 | 1 Nov 2026 | Current | 7.78% | 8.03% |
| Variable · investment · interest only · LVR 60% or less · $200,000–$750,000 | 1 Nov 2026 | Current | 7.78% | 8.03% |
| Variable · investment · interest only · LVR 60%–70% · $200,000–$750,000 | 1 Nov 2026 | Current | 7.68% | 7.91% |
| Variable · investment · principal and interest · LVR 70%–80% · $1,250,001–$1,500,000 | 1 Nov 2026 | Current | 7.58% | 7.95% |
| Variable · investment · principal and interest · LVR 60% or less · $1,250,001–$1,500,000 | 1 Nov 2026 | Current | 7.33% | 7.70% |
| Variable · investment · principal and interest · LVR 70%–80% · $750,001–$1,250,000 | 1 Nov 2026 | Current | 7.53% | 7.90% |
| Variable · investment · principal and interest · LVR 70%–80% · $200,000–$750,000 | 1 Nov 2026 | Current | 7.53% | 7.90% |
| Variable · investment · interest only · LVR 70%–80% · $1,250,000–$1,500,000 | 1 Nov 2026 | Current | 8.03% | 8.28% |
| Variable · investment · interest only · LVR 60%–70% · $1,250,001–$1,500,000 | 1 Nov 2026 | Current | 7.73% | 7.96% |
| Variable · investment · principal and interest · LVR 60%–70% · $200,000–$750,000 | 1 Nov 2026 | Current | 7.38% | 7.75% |
| Variable · investment · principal and interest · LVR 60% or less · $200,000–$750,000 | 1 Nov 2026 | Current | 7.33% | 7.70% |
| Variable · investment · principal and interest · LVR 60%–70% · $1,250,001–$1,500,000 | 1 Nov 2026 | Current | 7.43% | 7.80% |
| Variable · investment · interest only · LVR 70%–80% · $750,000–$1,250,000 | 1 Nov 2026 | Current | 7.98% | 8.23% |
| Variable · investment · interest only · LVR 60% or less · $750,000–$1,250,000 | 1 Nov 2026 | Current | 7.78% | 8.03% |
| Variable · investment · interest only · LVR 70%–80% · $1,250,001–$1,500,000 | 1 Nov 2026 | Current | 7.93% | 8.13% |
| Variable · investment · interest only · LVR 60%–70% · $750,000–$1,250,000 | 1 Nov 2026 | Current | 7.78% | 8.04% |
| Variable · investment · interest only · LVR 60% or less · $200,000–$750,000 | 1 Nov 2026 | Current | 7.68% | 7.88% |
| Variable · investment · principal and interest · LVR 80%–90% · $750,000–$1,000,000 | 1 Nov 2026 | Current | 8.04% | 8.41% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:smsf | SMSF | Left out of the standard home loan table |
segment:business | Business customers | Listed with business products, not personal ones |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.