Virgin Money Loaded Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.04% | 6.87% | Fixed · 1 year · investment · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.04% | 6.92% | Fixed · 1 year · investment · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.04% | 6.92% | Fixed · 1 year · investment · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.24% | 7.16% | Fixed · 1 year · investment · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 8.04% | 9.78% | Fixed · 1 year · investment · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 8.04% | 9.78% | Fixed · 1 year · investment · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.94% | 6.90% | Fixed · 2 years · investment · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.94% | 6.94% | Fixed · 2 years · investment · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.94% | 6.94% | Fixed · 2 years · investment · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.14% | 7.17% | Fixed · 2 years · investment · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.79% | 9.54% | Fixed · 2 years · investment · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.79% | 9.54% | Fixed · 2 years · investment · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.94% | Fixed · 3 years · investment · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.98% | Fixed · 3 years · investment · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.98% | Fixed · 3 years · investment · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 7.18% | Fixed · 3 years · investment · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.94% | 9.41% | Fixed · 3 years · investment · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.94% | 9.41% | Fixed · 3 years · investment · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.19% | 7.05% | Fixed · 4 years · investment · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.19% | 7.08% | Fixed · 4 years · investment · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.19% | 7.08% | Fixed · 4 years · investment · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.29% | 7.27% | Fixed · 4 years · investment · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 9.19% | Fixed · 4 years · investment · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 9.19% | Fixed · 4 years · investment · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.19% | 7.09% | Fixed · 5 years · investment · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.19% | 7.12% | Fixed · 5 years · investment · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.19% | 7.12% | Fixed · 5 years · investment · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.29% | 7.30% | Fixed · 5 years · investment · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 9.05% | Fixed · 5 years · investment · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 9.05% | Fixed · 5 years · investment · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.04% | 6.88% | Fixed · 1 year · investment · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.04% | 6.92% | Fixed · 1 year · investment · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.04% | 6.92% | Fixed · 1 year · investment · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.34% | 7.17% | Fixed · 1 year · investment · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.84% | 9.75% | Fixed · 1 year · investment · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.84% | 9.75% | Fixed · 1 year · investment · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.94% | 6.90% | Fixed · 2 years · investment · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.94% | 6.94% | Fixed · 2 years · investment · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.94% | 6.94% | Fixed · 2 years · investment · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.14% | 7.18% | Fixed · 2 years · investment · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.89% | 9.57% | Fixed · 2 years · investment · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.89% | 9.57% | Fixed · 2 years · investment · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.95% | Fixed · 3 years · investment · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.99% | Fixed · 3 years · investment · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.99% | Fixed · 3 years · investment · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 7.19% | Fixed · 3 years · investment · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 9.35% | Fixed · 3 years · investment · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 9.35% | Fixed · 3 years · investment · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.14% | 7.05% | Fixed · 4 years · investment · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.14% | 7.08% | Fixed · 4 years · investment · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.14% | 7.08% | Fixed · 4 years · investment · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.24% | 7.27% | Fixed · 4 years · investment · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.84% | 9.22% | Fixed · 4 years · investment · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.84% | 9.22% | Fixed · 4 years · investment · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.14% | 7.09% | Fixed · 5 years · investment · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.14% | 7.12% | Fixed · 5 years · investment · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.14% | 7.12% | Fixed · 5 years · investment · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.24% | 7.30% | Fixed · 5 years · investment · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.84% | 9.08% | Fixed · 5 years · investment · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.84% | 9.08% | Fixed · 5 years · investment · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 6.70% | Fixed · 1 year · owner occupied · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 6.74% | Fixed · 1 year · owner occupied · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 6.74% | Fixed · 1 year · owner occupied · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.34% | 6.99% | Fixed · 1 year · owner occupied · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.44% | 8.57% | Fixed · 1 year · owner occupied · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.44% | 8.57% | Fixed · 1 year · owner occupied · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 6.77% | Fixed · 2 years · owner occupied · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 6.81% | Fixed · 2 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 6.81% | Fixed · 2 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 7.01% | Fixed · 2 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.19% | 8.41% | Fixed · 2 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.19% | 8.41% | Fixed · 2 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.59% | 6.97% | Fixed · 3 years · owner occupied · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.59% | 7.01% | Fixed · 3 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.59% | 7.01% | Fixed · 3 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.49% | 7.16% | Fixed · 3 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.59% | 8.42% | Fixed · 3 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.59% | 8.42% | Fixed · 3 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.69% | 7.11% | Fixed · 4 years · owner occupied · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.69% | 7.14% | Fixed · 4 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.69% | 7.14% | Fixed · 4 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.49% | 7.22% | Fixed · 4 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.59% | 8.35% | Fixed · 4 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.59% | 8.35% | Fixed · 4 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.84% | 7.27% | Fixed · 5 years · owner occupied · interest only · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.84% | 7.30% | Fixed · 5 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.84% | 7.30% | Fixed · 5 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.64% | 7.35% | Fixed · 5 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 8.36% | Fixed · 5 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 8.36% | Fixed · 5 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.89% | 6.68% | Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.89% | 6.73% | Fixed · 1 year · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.89% | 6.73% | Fixed · 1 year · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.24% | 6.99% | Fixed · 1 year · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 8.19% | 8.65% | Fixed · 1 year · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 8.19% | 8.65% | Fixed · 1 year · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.79% | 6.72% | Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.79% | 6.76% | Fixed · 2 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.79% | 6.76% | Fixed · 2 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.14% | 7.02% | Fixed · 2 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 8.53% | Fixed · 2 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 8.53% | Fixed · 2 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.84% | 6.77% | Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.84% | 6.81% | Fixed · 3 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.84% | 6.81% | Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.09% | 7.05% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 8.47% | Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 8.47% | Fixed · 3 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.87% | Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.90% | Fixed · 4 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.90% | Fixed · 4 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.24% | 7.15% | Fixed · 4 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 8.42% | Fixed · 4 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.74% | 8.42% | Fixed · 4 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.92% | Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.94% | Fixed · 5 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | CDR | 1 Nov 2026 | |
| 6.99% | 6.94% | Fixed · 5 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.24% | 7.19% | Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.89% | 8.44% | Fixed · 5 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | CDR | 1 Nov 2026 | |
| 7.89% | 8.44% | Fixed · 5 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | CDR | 1 Nov 2026 | |
| 9.26% | 9.30% | Variable · investment · interest only · LVR 60% or less · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.64% | 6.85% | Variable · investment · interest only · LVR 60% or less · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.64% | 6.85% | Variable · investment · interest only · LVR 60% or less · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.64% | 6.85% | Variable · investment · interest only · LVR 60% or less · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.26% | 9.30% | Variable · investment · interest only · LVR 60%–70% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.69% | 6.90% | Variable · investment · interest only · LVR 60%–70% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.69% | 6.90% | Variable · investment · interest only · LVR 60%–70% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.69% | 6.90% | Variable · investment · interest only · LVR 60%–70% · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.26% | 9.30% | Variable · investment · interest only · LVR 70%–80% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.69% | 6.90% | Variable · investment · interest only · LVR 70%–80% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.69% | 6.90% | Variable · investment · interest only · LVR 70%–80% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.69% | 6.90% | Variable · investment · interest only · LVR 70%–80% · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.46% | 9.40% | Variable · investment · interest only · LVR 80%–90% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 7.04% | 7.19% | Variable · investment · interest only · LVR 80%–90% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 7.04% | 7.19% | Variable · investment · interest only · LVR 80%–90% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 7.04% | 7.19% | Variable · investment · interest only · LVR 80%–90% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.84% | 9.55% | Variable · investment · interest only · LVR 90%–95% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 8.84% | 9.55% | Variable · investment · interest only · LVR 90%–95% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 8.84% | 9.55% | Variable · investment · interest only · LVR 90%–95% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 8.84% | 9.55% | Variable · investment · interest only · LVR 90%–95% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.84% | 9.55% | Variable · investment · interest only · LVR 95%–100% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 8.84% | 9.55% | Variable · investment · interest only · LVR 95%–100% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 8.84% | 9.55% | Variable · investment · interest only · LVR 95%–100% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 8.84% | 9.55% | Variable · investment · interest only · LVR 95%–100% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.86% | 9.12% | Variable · investment · principal and interest · LVR 60% or less · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.54% | 6.82% | Variable · investment · principal and interest · LVR 60% or less · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.54% | 6.82% | Variable · investment · principal and interest · LVR 60% or less · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.54% | 6.82% | Variable · investment · principal and interest · LVR 60% or less · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.86% | 9.12% | Variable · investment · principal and interest · LVR 60%–70% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.59% | 6.87% | Variable · investment · principal and interest · LVR 60%–70% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.59% | 6.87% | Variable · investment · principal and interest · LVR 60%–70% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.59% | 6.87% | Variable · investment · principal and interest · LVR 60%–70% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.86% | 9.12% | Variable · investment · principal and interest · LVR 70%–80% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.59% | 6.87% | Variable · investment · principal and interest · LVR 70%–80% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.59% | 6.87% | Variable · investment · principal and interest · LVR 70%–80% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.59% | 6.87% | Variable · investment · principal and interest · LVR 70%–80% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.86% | 9.12% | Variable · investment · principal and interest · LVR 80%–90% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.84% | 7.12% | Variable · investment · principal and interest · LVR 80%–90% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.84% | 7.12% | Variable · investment · principal and interest · LVR 80%–90% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.84% | 7.12% | Variable · investment · principal and interest · LVR 80%–90% · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.72% | 9.98% | Variable · investment · principal and interest · LVR 90%–95% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 9.72% | 9.98% | Variable · investment · principal and interest · LVR 90%–95% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 9.72% | 9.98% | Variable · investment · principal and interest · LVR 90%–95% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 9.72% | 9.98% | Variable · investment · principal and interest · LVR 90%–95% · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.72% | 9.98% | Variable · investment · principal and interest · LVR 95%–100% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 9.72% | 9.98% | Variable · investment · principal and interest · LVR 95%–100% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 9.72% | 9.98% | Variable · investment · principal and interest · LVR 95%–100% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 9.72% | 9.98% | Variable · investment · principal and interest · LVR 95%–100% · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.21% | 9.16% | Variable · owner occupied · interest only · LVR 60% or less · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 8.12% | 7.40% | Variable · owner occupied · interest only · LVR 60% or less · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 8.12% | 7.40% | Variable · owner occupied · interest only · LVR 60% or less · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 8.12% | 7.40% | Variable · owner occupied · interest only · LVR 60% or less · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.21% | 9.22% | Variable · owner occupied · interest only · LVR 60%–70% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 8.12% | 7.43% | Variable · owner occupied · interest only · LVR 60%–70% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 8.12% | 7.43% | Variable · owner occupied · interest only · LVR 60%–70% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 8.12% | 7.43% | Variable · owner occupied · interest only · LVR 60%–70% · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.21% | 9.22% | Variable · owner occupied · interest only · LVR 70%–80% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 8.12% | 7.43% | Variable · owner occupied · interest only · LVR 70%–80% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 8.12% | 7.43% | Variable · owner occupied · interest only · LVR 70%–80% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 8.12% | 7.43% | Variable · owner occupied · interest only · LVR 70%–80% · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.04% | 9.06% | Variable · owner occupied · interest only · LVR 80%–90% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 9.04% | 8.00% | Variable · owner occupied · interest only · LVR 80%–90% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 9.04% | 8.00% | Variable · owner occupied · interest only · LVR 80%–90% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 9.04% | 8.00% | Variable · owner occupied · interest only · LVR 80%–90% · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.04% | 9.25% | Variable · owner occupied · interest only · LVR 90%–95% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 9.04% | 8.96% | Variable · owner occupied · interest only · LVR 90%–95% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 9.04% | 8.96% | Variable · owner occupied · interest only · LVR 90%–95% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 9.04% | 8.96% | Variable · owner occupied · interest only · LVR 90%–95% · $700,000 or more | CDR | 1 Nov 2026 | |
| 9.04% | 9.25% | Variable · owner occupied · interest only · LVR 95%–100% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 9.04% | 8.96% | Variable · owner occupied · interest only · LVR 95%–100% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 9.04% | 8.96% | Variable · owner occupied · interest only · LVR 95%–100% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 9.04% | 8.96% | Variable · owner occupied · interest only · LVR 95%–100% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.63% | 8.90% | Variable · owner occupied · principal and interest · LVR 60% or less · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.34% | 6.63% | Variable · owner occupied · principal and interest · LVR 60% or less · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.34% | 6.63% | Variable · owner occupied · principal and interest · LVR 60% or less · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.34% | 6.63% | Variable · owner occupied · principal and interest · LVR 60% or less · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.75% | 9.02% | Variable · owner occupied · principal and interest · LVR 60%–70% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.39% | 6.68% | Variable · owner occupied · principal and interest · LVR 60%–70% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.39% | 6.68% | Variable · owner occupied · principal and interest · LVR 60%–70% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.39% | 6.68% | Variable · owner occupied · principal and interest · LVR 60%–70% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.75% | 9.02% | Variable · owner occupied · principal and interest · LVR 70%–80% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.39% | 6.68% | Variable · owner occupied · principal and interest · LVR 70%–80% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.39% | 6.68% | Variable · owner occupied · principal and interest · LVR 70%–80% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.39% | 6.68% | Variable · owner occupied · principal and interest · LVR 70%–80% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.61% | 8.88% | Variable · owner occupied · principal and interest · LVR 80%–90% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 6.64% | 6.92% | Variable · owner occupied · principal and interest · LVR 80%–90% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 6.64% | 6.92% | Variable · owner occupied · principal and interest · LVR 80%–90% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 6.64% | 6.92% | Variable · owner occupied · principal and interest · LVR 80%–90% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.96% | 9.22% | Variable · owner occupied · principal and interest · LVR 90%–95% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 8.41% | 8.68% | Variable · owner occupied · principal and interest · LVR 90%–95% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 8.41% | 8.68% | Variable · owner occupied · principal and interest · LVR 90%–95% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 8.41% | 8.68% | Variable · owner occupied · principal and interest · LVR 90%–95% · $700,000 or more | CDR | 1 Nov 2026 | |
| 8.96% | 9.22% | Variable · owner occupied · principal and interest · LVR 95%–100% · $50,000–$149,999 | CDR | 1 Nov 2026 | |
| 8.41% | 8.68% | Variable · owner occupied · principal and interest · LVR 95%–100% · $150,000–$399,999 | CDR | 1 Nov 2026 | |
| 8.41% | 8.68% | Variable · owner occupied · principal and interest · LVR 95%–100% · $400,000–$699,999 | CDR | 1 Nov 2026 | |
| 8.41% | 8.68% | Variable · owner occupied · principal and interest · LVR 95%–100% · $700,000 or more | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.virginmoney.com.au/cds-au/v1/banking/products/d52579cd-508e-ee11-be36-000d3a79efd0- Content hash
sha256 452aeead8b1e205770ac0e32d7ddf7f7c81861d09c278e60785cd08aa3c2330f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_452aeead8b1e2057_eb88784eShow details
- Checked
- 1 Nov 2026
- URL
https://api.cds.virginmoney.com.au/cds-au/v1/banking/products/d52579cd-508e-ee11-be36-000d3a79efd0- Content hash
sha256 452aeead8b1e205770ac0e32d7ddf7f7c81861d09c278e60785cd08aa3c2330f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Paper Statement Fee | Periodic | $4.00 |
| Valuation Fee (for post-settlement variations) | Event | $300.00 |
| Valuation Fee (for new applications) | Event | $300.00 |
| Settlement Fee | Upfront | $150.00 |
| Mortgage Sale Fee | Event | $400.00 |
| Security Release Fee | Exit | $350.00 |
| Late Payment Fee | Late payment | $30.00 |
| Substitution of Security Fee | Variation | $300.00 |
| Variation Fee | Variation | $0.00 |
| Vouchers and other records for searching - General search | Event | $60.00 |
| Annual Fee | Periodic | $295.00 |
| Rate Lock Fee | Upfront | $750.00 |
| Application Fee | Upfront | $0.00 |
| Top up Fee | Variation | $0.00 |
| Vouchers and other records for searching - Privacy Act | Event | $66.00 |
| Legal Review Fees - Standard | Event | $350.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Go for the title of Flexibility Final Boss and link up to 10 Go Accounts to a variable home loan. All while earning a tidy 8 points for every eligible Go Account transaction. Earning points while paying less interest = win-win. Get more bang for your buck by teaming up your Loaded home loan with a Virgin Money Go Account and offsetting your balance to lower interest you pay over the life of the loan. | |
| Extra repayments | Unlimited additional payments for variable loans and up to $10k additional repayments for Fixed home loans | |
| Digital banking | A digital experience through a mobile app | |
| Other | Interest Only and P&I repayment options | |
| Other | Split home loans | |
| Other | Customers to pay annual fee. No loan application fee, post settlement top up fee and any loan variation fee | |
| Other | Ability to Rate Lock | |
| Redraw | Redraw of repaid principal above minimum required is available on variable rate loans | |
| Other | Fixed and Variable interest rates | |
| Other | Up to 90% LVR (excluding LMI) for IO loans | |
| Loyalty program | Virgin Reward Points | Settlement points and ongoing monthly points |
| Other | Up to 95% LVR (including LMI) for P&I loans | |
| Other | Weekly, Fortnightly repayment frequencies for P&I loans. Monthly repayment frequency only for IO loans | |
| Eligibility: residency status | Resident or Citizen | Be an Australian citizen or permanent resident or resident for tax purposes with an Australian residential address. |
| Eligibility: natural person | Be applying in personal name(s) with acceptable credit history – not as a company or a trust. | |
| Eligibility: min age | 18 | Be aged 18 years or older. |
| Eligibility: other | Cross-Collateralisation is not supported. We can only accept single security applications. | |
| Eligibility: other | Earn a regular PAYG income (for example self-employed applicants are excluded and cannot earn a foreign income for tax purposes). | |
| Eligibility: other | Looking to purchase a home or have an existing home loan with a residential property in Australia. | |
| Limit: min lvr | 0.0000000000 | |
| Limit: max lvr | 1.0000000000 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 60%–70% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.86% | 9.12% |
| Fixed · 1 year · owner occupied · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.44% | 8.57% |
| Variable · owner occupied · interest only · LVR 95%–100% · $400,000–$699,999 | 1 Nov 2026 | Current | 9.04% | 8.96% |
| Fixed · 2 years · owner occupied · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 6.77% |
| Fixed · 1 year · investment · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.34% | 7.17% |
| Variable · investment · interest only · LVR 60% or less · $700,000 or more | 1 Nov 2026 | Current | 6.64% | 6.85% |
| Variable · investment · interest only · LVR 95%–100% · $150,000–$399,999 | 1 Nov 2026 | Current | 8.84% | 9.55% |
| Fixed · 3 years · investment · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.94% |
| Variable · owner occupied · interest only · LVR 60% or less · $150,000–$399,999 | 1 Nov 2026 | Current | 8.12% | 7.40% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 6.84% | 6.81% |
| Fixed · 1 year · investment · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.84% | 9.75% |
| Fixed · 5 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.84% | 7.30% |
| Fixed · 2 years · investment · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 6.94% | 6.90% |
| Variable · owner occupied · principal and interest · LVR 70%–80% · $400,000–$699,999 | 1 Nov 2026 | Current | 6.39% | 6.68% |
| Variable · owner occupied · principal and interest · LVR 80%–90% · $700,000 or more | 1 Nov 2026 | Current | 6.64% | 6.92% |
| Fixed · 2 years · investment · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.14% | 7.17% |
| Variable · owner occupied · principal and interest · LVR 95%–100% · $150,000–$399,999 | 1 Nov 2026 | Current | 8.41% | 8.68% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.24% | 7.15% |
| Variable · owner occupied · interest only · LVR 80%–90% · $400,000–$699,999 | 1 Nov 2026 | Current | 9.04% | 8.00% |
| Variable · investment · principal and interest · LVR 60% or less · $150,000–$399,999 | 1 Nov 2026 | Current | 6.54% | 6.82% |
| Fixed · 3 years · owner occupied · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.59% | 6.97% |
| Fixed · 4 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.59% | 8.35% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 6.79% | 6.76% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 8.42% |
| Fixed · 5 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.84% | 7.30% |
| Variable · investment · principal and interest · LVR 70%–80% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.86% | 9.12% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.24% | 6.99% |
| Variable · investment · interest only · LVR 90%–95% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.84% | 9.55% |
| Variable · owner occupied · principal and interest · LVR 95%–100% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.96% | 9.22% |
| Variable · investment · principal and interest · LVR 90%–95% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.72% | 9.98% |
| Fixed · 5 years · investment · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.14% | 7.12% |
| Variable · owner occupied · interest only · LVR 70%–80% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.21% | 9.22% |
| Variable · owner occupied · principal and interest · LVR 60%–70% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.75% | 9.02% |
| Fixed · 3 years · investment · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 9.35% |
| Fixed · 3 years · investment · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 7.19% |
| Fixed · 4 years · investment · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.19% | 7.08% |
| Variable · investment · interest only · LVR 60% or less · $400,000–$699,999 | 1 Nov 2026 | Current | 6.64% | 6.85% |
| Fixed · 2 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.19% | 8.41% |
| Fixed · 1 year · investment · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.84% | 9.75% |
| Variable · owner occupied · principal and interest · LVR 60%–70% · $400,000–$699,999 | 1 Nov 2026 | Current | 6.39% | 6.68% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.90% |
| Variable · owner occupied · principal and interest · LVR 80%–90% · $150,000–$399,999 | 1 Nov 2026 | Current | 6.64% | 6.92% |
| Fixed · 3 years · investment · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.95% |
| Variable · investment · principal and interest · LVR 60%–70% · $700,000 or more | 1 Nov 2026 | Current | 6.59% | 6.87% |
| Variable · investment · interest only · LVR 80%–90% · $400,000–$699,999 | 1 Nov 2026 | Current | 7.04% | 7.19% |
| Fixed · 2 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.19% | 8.41% |
| Variable · owner occupied · interest only · LVR 80%–90% · $150,000–$399,999 | 1 Nov 2026 | Current | 9.04% | 8.00% |
| Fixed · 3 years · investment · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.98% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 7.05% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 6.79% | 6.76% |
| Fixed · 3 years · investment · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.99% |
| Fixed · 4 years · investment · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.84% | 9.22% |
| Variable · investment · principal and interest · LVR 60% or less · $50,000–$149,999 | 1 Nov 2026 | Current | 8.86% | 9.12% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 8.47% |
| Fixed · 2 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 7.01% |
| Fixed · 3 years · investment · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.94% | 9.41% |
| Fixed · 1 year · investment · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.04% | 6.92% |
| Fixed · 1 year · investment · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.24% | 7.16% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 6.89% | 6.73% |
| Variable · investment · interest only · LVR 70%–80% · $700,000 or more | 1 Nov 2026 | Current | 6.69% | 6.90% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.87% |
| Fixed · 5 years · investment · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.14% | 7.12% |
| Variable · owner occupied · principal and interest · LVR 70%–80% · $150,000–$399,999 | 1 Nov 2026 | Current | 6.39% | 6.68% |
| Fixed · 3 years · investment · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.94% | 9.41% |
| Fixed · 2 years · investment · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.14% | 7.18% |
| Variable · owner occupied · interest only · LVR 60% or less · $400,000–$699,999 | 1 Nov 2026 | Current | 8.12% | 7.40% |
| Variable · owner occupied · principal and interest · LVR 60% or less · $150,000–$399,999 | 1 Nov 2026 | Current | 6.34% | 6.63% |
| Variable · investment · principal and interest · LVR 70%–80% · $150,000–$399,999 | 1 Nov 2026 | Current | 6.59% | 6.87% |
| Variable · investment · principal and interest · LVR 90%–95% · $400,000–$699,999 | 1 Nov 2026 | Current | 9.72% | 9.98% |
| Fixed · 5 years · investment · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.84% | 9.08% |
| Fixed · 2 years · investment · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 6.94% | 6.94% |
| Fixed · 4 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.49% | 7.22% |
| Variable · owner occupied · interest only · LVR 90%–95% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.04% | 9.25% |
| Variable · owner occupied · interest only · LVR 95%–100% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.04% | 9.25% |
| Fixed · 2 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 6.81% |
| Variable · owner occupied · interest only · LVR 60% or less · $700,000 or more | 1 Nov 2026 | Current | 8.12% | 7.40% |
| Variable · investment · interest only · LVR 60%–70% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.26% | 9.30% |
| Variable · owner occupied · interest only · LVR 60%–70% · $150,000–$399,999 | 1 Nov 2026 | Current | 8.12% | 7.43% |
| Variable · owner occupied · principal and interest · LVR 95%–100% · $400,000–$699,999 | 1 Nov 2026 | Current | 8.41% | 8.68% |
| Fixed · 1 year · investment · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.04% | 6.92% |
| Variable · owner occupied · interest only · LVR 70%–80% · $400,000–$699,999 | 1 Nov 2026 | Current | 8.12% | 7.43% |
| Fixed · 4 years · owner occupied · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.69% | 7.11% |
| Fixed · 2 years · investment · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.79% | 9.54% |
| Fixed · 5 years · investment · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 9.05% |
| Fixed · 5 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 8.36% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 6.89% | 6.68% |
| Variable · investment · interest only · LVR 70%–80% · $400,000–$699,999 | 1 Nov 2026 | Current | 6.69% | 6.90% |
| Fixed · 3 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.59% | 7.01% |
| Fixed · 2 years · investment · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 6.94% | 6.94% |
| Fixed · 1 year · investment · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.04% | 6.92% |
| Variable · investment · principal and interest · LVR 80%–90% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.86% | 9.12% |
| Fixed · 4 years · investment · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.19% | 7.05% |
| Fixed · 3 years · investment · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.99% |
| Fixed · 5 years · investment · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 9.05% |
| Fixed · 3 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.49% | 7.16% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 8.47% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.24% | 7.19% |
| Variable · investment · interest only · LVR 60% or less · $150,000–$399,999 | 1 Nov 2026 | Current | 6.64% | 6.85% |
| Variable · investment · principal and interest · LVR 60% or less · $700,000 or more | 1 Nov 2026 | Current | 6.54% | 6.82% |
| Fixed · 5 years · investment · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.19% | 7.12% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 8.53% |
| Variable · owner occupied · principal and interest · LVR 60%–70% · $150,000–$399,999 | 1 Nov 2026 | Current | 6.39% | 6.68% |
| Fixed · 4 years · investment · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 9.19% |
| Variable · investment · principal and interest · LVR 95%–100% · $700,000 or more | 1 Nov 2026 | Current | 9.72% | 9.98% |
| Variable · investment · interest only · LVR 60% or less · $50,000–$149,999 | 1 Nov 2026 | Current | 9.26% | 9.30% |
| Variable · investment · interest only · LVR 60%–70% · $700,000 or more | 1 Nov 2026 | Current | 6.69% | 6.90% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 6.84% | 6.81% |
| Variable · owner occupied · principal and interest · LVR 90%–95% · $150,000–$399,999 | 1 Nov 2026 | Current | 8.41% | 8.68% |
| Variable · owner occupied · interest only · LVR 60%–70% · $700,000 or more | 1 Nov 2026 | Current | 8.12% | 7.43% |
| Variable · owner occupied · interest only · LVR 90%–95% · $150,000–$399,999 | 1 Nov 2026 | Current | 9.04% | 8.96% |
| Fixed · 2 years · investment · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.79% | 9.54% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 8.19% | 8.65% |
| Variable · owner occupied · principal and interest · LVR 80%–90% · $400,000–$699,999 | 1 Nov 2026 | Current | 6.64% | 6.92% |
| Variable · owner occupied · principal and interest · LVR 60% or less · $700,000 or more | 1 Nov 2026 | Current | 6.34% | 6.63% |
| Variable · investment · principal and interest · LVR 70%–80% · $700,000 or more | 1 Nov 2026 | Current | 6.59% | 6.87% |
| Variable · investment · interest only · LVR 90%–95% · $400,000–$699,999 | 1 Nov 2026 | Current | 8.84% | 9.55% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.92% |
| Variable · owner occupied · principal and interest · LVR 70%–80% · $700,000 or more | 1 Nov 2026 | Current | 6.39% | 6.68% |
| Variable · owner occupied · interest only · LVR 70%–80% · $150,000–$399,999 | 1 Nov 2026 | Current | 8.12% | 7.43% |
| Fixed · 3 years · investment · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.98% |
| Fixed · 1 year · owner occupied · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 6.70% |
| Fixed · 4 years · investment · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.29% | 7.27% |
| Variable · investment · principal and interest · LVR 90%–95% · $150,000–$399,999 | 1 Nov 2026 | Current | 9.72% | 9.98% |
| Fixed · 1 year · investment · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 8.04% | 9.78% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.94% |
| Variable · owner occupied · principal and interest · LVR 90%–95% · $700,000 or more | 1 Nov 2026 | Current | 8.41% | 8.68% |
| Variable · investment · interest only · LVR 95%–100% · $400,000–$699,999 | 1 Nov 2026 | Current | 8.84% | 9.55% |
| Fixed · 4 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.69% | 7.14% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 6.79% | 6.72% |
| Fixed · 2 years · investment · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.89% | 9.57% |
| Fixed · 4 years · investment · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.84% | 9.22% |
| Fixed · 2 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 6.81% |
| Variable · owner occupied · principal and interest · LVR 80%–90% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.61% | 8.88% |
| Fixed · 1 year · owner occupied · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.34% | 6.99% |
| Variable · owner occupied · interest only · LVR 70%–80% · $700,000 or more | 1 Nov 2026 | Current | 8.12% | 7.43% |
| Fixed · 3 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.59% | 8.42% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 8.42% |
| Fixed · 5 years · investment · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.24% | 7.30% |
| Fixed · 3 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.59% | 8.42% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.90% |
| Fixed · 4 years · investment · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.19% | 7.08% |
| Variable · investment · interest only · LVR 70%–80% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.26% | 9.30% |
| Variable · owner occupied · interest only · LVR 60%–70% · $400,000–$699,999 | 1 Nov 2026 | Current | 8.12% | 7.43% |
| Fixed · 1 year · owner occupied · interest only · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.44% | 8.57% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.89% | 8.44% |
| Variable · owner occupied · interest only · LVR 90%–95% · $400,000–$699,999 | 1 Nov 2026 | Current | 9.04% | 8.96% |
| Variable · investment · principal and interest · LVR 60% or less · $400,000–$699,999 | 1 Nov 2026 | Current | 6.54% | 6.82% |
| Fixed · 5 years · owner occupied · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.84% | 7.27% |
| Fixed · 5 years · investment · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.19% | 7.09% |
| Variable · investment · principal and interest · LVR 80%–90% · $400,000–$699,999 | 1 Nov 2026 | Current | 6.84% | 7.12% |
| Fixed · 1 year · investment · interest only · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.04% | 6.87% |
| Variable · owner occupied · principal and interest · LVR 95%–100% · $700,000 or more | 1 Nov 2026 | Current | 8.41% | 8.68% |
| Variable · investment · interest only · LVR 95%–100% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.84% | 9.55% |
| Fixed · 5 years · investment · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.19% | 7.12% |
| Fixed · 5 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 8.36% |
| Fixed · 3 years · investment · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 7.18% |
| Variable · investment · interest only · LVR 60%–70% · $150,000–$399,999 | 1 Nov 2026 | Current | 6.69% | 6.90% |
| Variable · owner occupied · interest only · LVR 80%–90% · $700,000 or more | 1 Nov 2026 | Current | 9.04% | 8.00% |
| Fixed · 2 years · investment · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 6.94% | 6.94% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 6.84% | 6.77% |
| Variable · owner occupied · principal and interest · LVR 60% or less · $400,000–$699,999 | 1 Nov 2026 | Current | 6.34% | 6.63% |
| Variable · investment · principal and interest · LVR 60%–70% · $150,000–$399,999 | 1 Nov 2026 | Current | 6.59% | 6.87% |
| Variable · investment · principal and interest · LVR 95%–100% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.72% | 9.98% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 6.89% | 6.73% |
| Variable · owner occupied · principal and interest · LVR 70%–80% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.75% | 9.02% |
| Variable · owner occupied · principal and interest · LVR 90%–95% · $400,000–$699,999 | 1 Nov 2026 | Current | 8.41% | 8.68% |
| Fixed · 5 years · investment · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.14% | 7.09% |
| Fixed · 4 years · investment · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.14% | 7.05% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 8.53% |
| Variable · owner occupied · principal and interest · LVR 60%–70% · $700,000 or more | 1 Nov 2026 | Current | 6.39% | 6.68% |
| Fixed · 5 years · investment · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.84% | 9.08% |
| Fixed · 3 years · investment · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 9.35% |
| Variable · owner occupied · interest only · LVR 80%–90% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.04% | 9.06% |
| Fixed · 2 years · investment · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 6.94% | 6.90% |
| Fixed · 4 years · investment · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.14% | 7.08% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 8.19% | 8.65% |
| Variable · investment · interest only · LVR 60%–70% · $400,000–$699,999 | 1 Nov 2026 | Current | 6.69% | 6.90% |
| Fixed · 1 year · owner occupied · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 6.74% |
| Variable · owner occupied · principal and interest · LVR 60% or less · $50,000–$149,999 | 1 Nov 2026 | Current | 8.63% | 8.90% |
| Variable · investment · principal and interest · LVR 95%–100% · $400,000–$699,999 | 1 Nov 2026 | Current | 9.72% | 9.98% |
| Variable · investment · principal and interest · LVR 80%–90% · $150,000–$399,999 | 1 Nov 2026 | Current | 6.84% | 7.12% |
| Variable · owner occupied · interest only · LVR 90%–95% · $700,000 or more | 1 Nov 2026 | Current | 9.04% | 8.96% |
| Variable · owner occupied · interest only · LVR 95%–100% · $150,000–$399,999 | 1 Nov 2026 | Current | 9.04% | 8.96% |
| Variable · owner occupied · interest only · LVR 60%–70% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.21% | 9.22% |
| Variable · investment · interest only · LVR 95%–100% · $700,000 or more | 1 Nov 2026 | Current | 8.84% | 9.55% |
| Variable · investment · principal and interest · LVR 80%–90% · $700,000 or more | 1 Nov 2026 | Current | 6.84% | 7.12% |
| Variable · investment · principal and interest · LVR 70%–80% · $400,000–$699,999 | 1 Nov 2026 | Current | 6.59% | 6.87% |
| Variable · owner occupied · principal and interest · LVR 90%–95% · $50,000–$149,999 | 1 Nov 2026 | Current | 8.96% | 9.22% |
| Variable · investment · interest only · LVR 80%–90% · $700,000 or more | 1 Nov 2026 | Current | 7.04% | 7.19% |
| Variable · investment · interest only · LVR 90%–95% · $700,000 or more | 1 Nov 2026 | Current | 8.84% | 9.55% |
| Fixed · 1 year · owner occupied · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.09% | 6.74% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more | 1 Nov 2026 | Current | 7.89% | 8.44% |
| Fixed · 1 year · investment · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.04% | 6.92% |
| Variable · investment · interest only · LVR 80%–90% · $50,000–$149,999 | 1 Nov 2026 | Current | 9.46% | 9.40% |
| Fixed · 1 year · investment · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 8.04% | 9.78% |
| Fixed · 4 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 7.69% | 7.14% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more | 1 Nov 2026 | Current | 6.99% | 6.94% |
| Fixed · 3 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.59% | 7.01% |
| Variable · investment · principal and interest · LVR 90%–95% · $700,000 or more | 1 Nov 2026 | Current | 9.72% | 9.98% |
| Variable · owner occupied · interest only · LVR 95%–100% · $700,000 or more | 1 Nov 2026 | Current | 9.04% | 8.96% |
| Fixed · 1 year · investment · principal and interest · LVR 60% or less · $20,000 or more | 1 Nov 2026 | Current | 7.04% | 6.88% |
| Variable · investment · interest only · LVR 90%–95% · $150,000–$399,999 | 1 Nov 2026 | Current | 8.84% | 9.55% |
| Fixed · 5 years · investment · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.29% | 7.30% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.14% | 7.02% |
| Fixed · 2 years · investment · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 6.94% | 6.94% |
| Variable · investment · interest only · LVR 80%–90% · $150,000–$399,999 | 1 Nov 2026 | Current | 7.04% | 7.19% |
| Fixed · 2 years · investment · principal and interest · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.89% | 9.57% |
| Fixed · 5 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.64% | 7.35% |
| Variable · investment · principal and interest · LVR 95%–100% · $150,000–$399,999 | 1 Nov 2026 | Current | 9.72% | 9.98% |
| Variable · owner occupied · interest only · LVR 60% or less · $50,000–$149,999 | 1 Nov 2026 | Current | 9.21% | 9.16% |
| Fixed · 4 years · investment · principal and interest · LVR 80%–90% · $20,000 or more | 1 Nov 2026 | Current | 7.24% | 7.27% |
| Fixed · 4 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.59% | 8.35% |
| Fixed · 4 years · investment · principal and interest · LVR 70%–80% · $20,000 or more | 1 Nov 2026 | Current | 7.14% | 7.08% |
| Variable · investment · principal and interest · LVR 60%–70% · $400,000–$699,999 | 1 Nov 2026 | Current | 6.59% | 6.87% |
| Variable · investment · interest only · LVR 70%–80% · $150,000–$399,999 | 1 Nov 2026 | Current | 6.69% | 6.90% |
| Fixed · 4 years · investment · interest only · LVR 90%–95% · $20,000 or more | 1 Nov 2026 | Current | 7.74% | 9.19% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.