Home loan rates › Newcastle Permanent
Premium Plus Package Variable Home Loan Interest Only
Newcastle Permanent
A variable rate package home loan with redraw and a 100% offset account.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.56% | 8.59% | Variable · owner occupied · interest only · $50,000 or more | CDR | 1 Nov 2026 | |
| 6.90% | 6.92% | Variable · owner occupied · interest only · LVR 80% or less · $150,000 or more | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
| 7.89% | 7.90% | Variable · owner occupied · interest only · LVR 80%–90% · $150,000 or more | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_premiumplusIO- Content hash
sha256 51f7291a35afe8b088153a1d49883113be44801fdbeb30ce6279fe528b23f9f6- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_51f7291a35afe8b0_4c2360c3Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_premiumplusIO- Content hash
sha256 51f7291a35afe8b088153a1d49883113be44801fdbeb30ce6279fe528b23f9f6- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Premium Plus Administration Fee | Periodic | $395.00 |
| Title Search Fee | Upfront | $75.00 |
| Substitution in Security Fee | Variation | $350.00 |
| Settlement Cheque Fee NPBS Cheque only | Withdrawal | $5.00 |
| Discharge Administration Fee | Exit | $250.00 |
| International Transfer Inward | Deposit | $12.00 |
| Consent Fee | Event | $200.00 |
| Document and Miscellaneous Service | Enquiry | Set in your letter of offer |
| Settlement Reschedule Fee | Event | $85.00 |
| Conversion Fee | Variation | $350.00 |
| Default Administration Fee 1 | Late payment | $35.00 |
| Default Administration Fee 2 | Late payment | $50.00 |
| Dishonour (Direct Debit and Cheque) | Dishonour | $9.00 |
| Electronic Transfer Fee | Withdrawal | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | You can make regular additional repayments and extra lump sum payments. | |
| Offset | 100% Offset account available. | |
| Other | Split Loan | |
| Redraw | ||
| Cashback offer | 2500.00 - 3000.00 | Online Cashback Offer available on eligible purchased and refinanced loans for applications submitted through our online application channel. See Offer terms and conditions for details. |
| Digital banking | ||
| Complementary product discounts | Premium Plus Package: Packaged with a range of discounts and benefits available on other products including insurance discounts and fee discounts on other Newcastle Permanent loan products. | |
| Eligibility: natural person | ||
| Eligibility: other | Credit Approval. Applications for home loans are subject to the Bank's normal credit approval. | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Must live in Australia and be either: an Australian citizen, an Australian permanent resident or a New Zealand citizen | |
| Limit: max lvr | 0.90 | |
| Limit: min limit | 5000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 80% or less · $150,000 or more | 1 Nov 2026 | Current | 6.90% | 6.92% |
| Variable · owner occupied · interest only · LVR 80%–90% · $150,000 or more | 1 Nov 2026 | Current | 7.89% | 7.90% |
| Variable · owner occupied · interest only · $50,000 or more | 1 Nov 2026 | Current | 8.56% | 8.59% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.