Savings account rates › Virgin Money
Virgin Money Grow Saver
Virgin Money
CDR officialNot ranked in rate tables
If you don't need an everyday bank account, but you're after the benefit of a dedicated high interest savings account, a Grow Saver has your name all over it.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.20% | Bonus · $0–$250,000 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 3.25% | Bonus · $0–$250,000 | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 0.05% | Variable | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.virginmoney.com.au/cds-au/v1/banking/products/d4176288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 09679ee8e60016bda0b4e3a6fb465fc2bf4526788bceffa722441aa4de3aa533- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_09679ee8e60016bd_64546490Show details
- Checked
- 1 Nov 2026
- URL
https://api.cds.virginmoney.com.au/cds-au/v1/banking/products/d4176288-5c03-ee11-8f6e-00224814dce7- Content hash
sha256 09679ee8e60016bda0b4e3a6fb465fc2bf4526788bceffa722441aa4de3aa533- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Paper Statement - International | Periodic | $5.00 |
| Paper Statement - Domestic | Periodic | $3.00 |
| Domestic ATM Withdrawal | Withdrawal | $0.00 |
| Electronic Transaction Error Correction Fee | Event | $30.00 |
| Direct Debit Dishonour | Dishonour | $0.00 |
| Internation ATM Withdrawal | Withdrawal | $5.00 |
| Cash and Cheque Deposit | Deposit | $5.00 |
| Domestic Emergency Card Replacement | Replacement | $15.00 |
| International Emergency Card Replacement | Replacement | $75.00 |
| BPAY,Pay Someone, Card Transactions | Payment | $0.00 |
| Manual Statement | Enquiry | $10.00 |
| International Balance Enquiry | Enquiry | $2.00 |
| Failed Transaction Dispute | Event | $15.00 |
| Monthly Account Keeping | Periodic | $0.00 |
| Trace | Event | $20.00 |
| Currency Conversion | Transaction | 2.50% |
| Cheque Dishonour | Dishonour | $10.00 |
| Bank Cheque | Event | $10.00 |
| Unclaimed Monies | Other | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Earn an additional variable interest rate earned on a Grow Saver where the optional Lock Saver Feature is enabled. Provide 32 days' advance notice to unlock your account or withdraw your money. This feature may be suitable for savings you don't need to immediately access. | |
| Npp payid | Use your mobile number or email address to receive PayID payments | |
| Notifications | Notifications | Get Clever insights and real-time alerts |
| Other | Feel safe knowing your deposits are guaranteed up to $250,000 per customer by the Australian Government's Financial Claims Scheme | |
| Unlimited txns | ||
| Digital banking | ||
| Npp enabled | ||
| Eligibility: min age | 14 | You must be at least 14 years of age to apply for a Virgin Money Grow Saver |
| Eligibility: residency status | Australian resident | Australian resident |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Bonus · $0–$250,000 | 1 Nov 2026 | Current | 3.25% |
| Variable | 1 Nov 2026 | Current | 0.05% |
| Bonus · $0–$250,000 | 1 Nov 2026 | Current | 2.20% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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