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Standard Variable Plus

gmcu

CDR official

Standard Variable Plus Home Loan

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
6.09%6.25%Variable · owner occupied · principal and interest · LVR 60% or lessCDR1 Nov 2026
6.19%6.35%Variable · owner occupied · principal and interest · LVR 60%–80%CDR1 Nov 2026
6.59%6.75%Variable · owner occupied · principal and interest · LVR 80%–95%CDR1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/Home_Loan-_Standard_Variable_Plus_Discount_TEST
Content hash
sha256 2e68a5fa72b85923dee8c2ff49781471ddc7e6cbeeef6d8093e87d16678cf7ca
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2e68a5fa72b85923_1be272e5Show details
Checked
1 Nov 2026
URL
https://secure.gmcu.com.au/OpenBanking/cds-au/v1/banking/products/Home_Loan-_Standard_Variable_Plus_Discount_TEST
Content hash
sha256 2e68a5fa72b85923dee8c2ff49781471ddc7e6cbeeef6d8093e87d16678cf7ca
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
GMCU_TITLE_SEARCH_FEEEvent$25.30
GOODS_SECURITY_AGREEMENT_PREPARATION_FEEEvent$30.00
LOAN_CONTRACT_VARIATION_FEEEvent$300.00
LOAN_DEFAULT_FEEEvent$10.00
LOAN_DEFAULT_FEE-_SECOND_REMINDER_LETTEREvent$15.00
LOAN_DEFAULT_FEE-_FINAL_NOTICEEvent$25.00
MORTGAGE_PREPARATION_FEECash advance$0.00
REGISTRATION_OF_MORTGAGE_FEECash advance$0.00
VALUATION_FEECash advance$0.00
LOAN_ESTABLISHMENT_FEEUpfront$500.00
DISCHARGE_OF_MORTGAGE_FEEEvent$350.00
LOAN_REDRAW_FEETransaction$50.00
STAMP_DUTIES_ON_SECURITIESCash advance$0.00
RATE_LOCK_FEEEvent$600.00
LOAN_SECURITY_GUARANTEE_FEEEvent$100.00
HOME_LOAN_MONTHLY_SERVICE_FEEPeriodic$8.00
LEGAL_AGENT_GOVT_COSTSCash advance$0.00
TOP_UP/SPLIT_LOANSEvent$200.00

Features and eligibility

ItemValueDetails
Redraw
Offset
Extra repayments
Eligibility: min age1818 Years and Over
Eligibility: natural person
Eligibility: residency statusPermenant residency is required
Eligibility: otherTerms, conditions, lending eligibility and approval criteria apply.
Limit: max lvr95.00

Rate history

RateFromToRate p.a.Comparison
Variable · owner occupied · principal and interest · LVR 60% or less1 Nov 2026Current6.09%6.25%
Variable · owner occupied · principal and interest · LVR 80%–95%1 Nov 2026Current6.59%6.75%
Variable · owner occupied · principal and interest · LVR 60%–80%1 Nov 2026Current6.19%6.35%

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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