Premium Package 2Yr Fixed I/O
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.04% | 6.72% | Fixed · 2 years · owner occupied · interest only | Package rate: an annual package fee usually applies | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/130- Content hash
sha256 f0b48d6427fe012fa86c70eddc4cb5b562fa112c7490b5376a81d9ef72aa5e92- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f0b48d6427fe012f_7797e5deShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/130- Content hash
sha256 f0b48d6427fe012fa86c70eddc4cb5b562fa112c7490b5376a81d9ef72aa5e92- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Package Fee | Periodic | $299.00 |
| Discharge Fee - First Security | Exit | $300.00 |
| Discharge Fee - Per Additional Security | Exit | $95.00 |
| Establishment Fee | Upfront | $0.00 |
| Legal Fee | Upfront | $0.00 |
| Valuation Fee | Upfront | $0.00 |
| Additional Valuation Fee | Event | $0.00 |
| Split Loan Account Fee | Upfront | $0.00 |
| Mortgage Registration Fee | Upfront | $0.00 |
| Top Up Fee | Transaction | $0.00 |
| Rate Lock Fee | Upfront | $0.00 |
| Switch Fee | Event | $150.00 |
| Security Variation Fee | Event | $0.00 |
| Early Repayment Adjustment (ERA)(break costs) | Exit | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Complementary product discounts | Earn an extra 0.10%p.a. on your Term Deposit accounts | Preferential term deposit rates. Earn an extra 0.10%p.a. on your Term Deposit accounts so your investments work harder for you |
| Complementary product discounts | 10% discount off CGU General Insurance premiums | Preferential insurance rates. Enjoy a 10% discount off CGU General Insurance premiums |
| Digital banking | Access is available to online banking features for the product | |
| Extra repayments | Unlimited extra repayments | |
| Other | Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans | |
| Eligibility: min age | 18 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 95.00 | |
| Limit: min limit | 150000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 2 years · owner occupied · interest only | 1 Nov 2026 | Current | 7.04% | 6.72% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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