Our Self-Employed Loans are designed directly for the self-employed community. We provide alternative options for income verification, making it easier for self-employed individuals to access financing. Whether you’re a freelancer, business owner, or entrepreneur, our loans offer tailored support to help you achieve your financial goals. At La Trobe Financial, we understand the unique financial needs of the self-employed and are here to assist you.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.24% | 7.51% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdr-api.latrobefinancial.com.au/cds-au/v1/banking/products/Residential%20Lite%20Doc- Content hash
sha256 d47d4001508fcccff3d587f1c868541b83e5a209f196ee77797eaad56c067d77- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d47d4001508fcccf_0ab8bfc0Show details
- Checked
- 1 Nov 2026
- URL
https://cdr-api.latrobefinancial.com.au/cds-au/v1/banking/products/Residential%20Lite%20Doc- Content hash
sha256 d47d4001508fcccff3d587f1c868541b83e5a209f196ee77797eaad56c067d77- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | 0.75% |
| Monthly Account Fee | Periodic | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Additional repayments are available | |
| Guarantor | Guarantors with financial benefit acceptable | |
| Redraw | ||
| Bonus rewards | 50000 | Apply for a residential loan and earn 50,000 Qantas Points when you settle an Eligible Residential Loan of $100,000 or more – plus 15,000 bonus Qantas Points on each anniversary of your loan for the first five years. Terms and conditions apply. See link. |
| Digital banking | Access your loan account online to view and track your loan via the La Trobe Financial website. | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Available to Australian residents only | |
| Eligibility: employment status | Available to customers who are self-employed or a mixture of PAYG and self-employed. | |
| Limit: max limit | 50000000.00 | |
| Limit: max lvr | 0.80 | |
| Limit: min limit | 100000.00 | |
| Limit: other | ||
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 7.24% | 7.51% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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