Variable-rate owner-occupied home loan with flexible lending options and lending up to 80% LVR.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.80% | 8.29% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://mortgagehouse.com.au/cds-au/v1/banking/products/35285- Content hash
sha256 3e2df3c81cc1d48c28fa81a2329805c5e4c3545f51de217fe6321e3ff62c693b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3e2df3c81cc1d48c_3bb5181eShow details
- Checked
- 1 Nov 2026
- URL
https://mortgagehouse.com.au/cds-au/v1/banking/products/35285- Content hash
sha256 3e2df3c81cc1d48c28fa81a2329805c5e4c3545f51de217fe6321e3ff62c693b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Fee | Periodic | $0.00 |
| Annual Facility Fee | Periodic | $395.00 |
| Application Fee | Upfront | $1,595.00 |
| Settlement Fee | Upfront | $499.00 |
| Valuation Fee | Event | $0.00 |
| Discharge Fee | Exit | $500.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Multiple 100% Offset accounts available. | |
| Redraw | Access additional principal repayments made above the standard repayment amount where redraw is available. | |
| Extra repayments | Allows additional repayments without penalty. | |
| Digital banking | Internet access is available to view and administer the home loan. | |
| Card access | Visa Debit | |
| Bill payment | BPAY inbound and outbound payment capability may be available where supported. | |
| Other | Direct debit repayments are available. Customer specifies repayment frequency, amount and nominated account. | |
| Other | Loan switching capability may allow a variable interest rate to be switched to a fixed interest rate, subject to terms and conditions. | |
| Other | Loan split capability may allow multiple accounts under one loan for personal, investment, fixed or variable split purposes. | |
| Other | Loan portability may allow the home loan to be transferred from one property to another without refinancing, subject to approval. | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian or New Zealand Citizen or permanent resident residing in Australia. | |
| Eligibility: other | Full documentation loan. Full documentation is required or available for this product. | |
| Eligibility: other | Purchase permitted where product credit policy criteria are met. | |
| Eligibility: other | Refinance permitted where product credit policy criteria are met. | |
| Limit: max lvr | 80 | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 2500000.00 | |
| Limit: other | 40 years |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 7.80% | 8.29% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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