Home loan rates › Bank First
Premier Package Home Loan Owner Occupied 4 year fixed LVR >90%
Bank First
Premier Package Home Loan Owner Occupied 4 year fixed LVR >90%
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.25% | 7.94% | Fixed · 4 years · owner occupied · principal and interest · LVR 90%–98% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/583b22e0-e954-42d7-8d30-755c6a3d8eee- Content hash
sha256 e6fba3039ade4348c30042dd7f142c8a2a82590cd78d9b7aead01996314db5c3- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e6fba3039ade4348_f4855af8Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/583b22e0-e954-42d7-8d30-755c6a3d8eee- Content hash
sha256 e6fba3039ade4348c30042dd7f142c8a2a82590cd78d9b7aead01996314db5c3- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Break Cost Fee | Event | Set in your letter of offer |
| Discharge Of Mortgage Fee | Exit | $395.00 |
| Premier Package Home Loan Fee | Periodic | $390.00 |
| Arrears Fee | Late payment | $20.00 |
| Settlement Fee | Upfront | $595.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp payid | ||
| Digital banking | ||
| Redraw | Minimum of $500 per redraw | |
| Other | Split Loan: You can split your home loan into a variable and fixed option. | |
| Extra repayments | Ability to make up to $30,000 p.a. in additional repayments during the fixed rate period without incurring a break cost; additional repayments will incur a break cost | |
| Eligibility: residency status | Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants. | |
| Eligibility: min age | 18 | |
| Eligibility: other | Available to members only. | |
| Limit: min limit | 50000.00 | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 0.98 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 4 years · owner occupied · principal and interest · LVR 90%–98% | 1 Nov 2026 | Current | 7.25% | 7.94% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.