Home loan rates › RedZed

SE Prime XL $2.5 - $3.5M

RedZed

CDR official

RedZed's Extra Large Prime Home Loan

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
7.50%7.90%Variable · investment · interest only · LVR 1%–60%CDR1 Nov 2026
7.50%7.90%Variable · investment · interest only · LVR 60%–65%CDR1 Nov 2026
7.90%8.33%Variable · investment · interest only · LVR 65%–70%CDR1 Nov 2026
8.25%8.74%Variable · investment · interest only · LVR 70%–75%CDR1 Nov 2026
7.50%7.90%Variable · investment · principal and interest · LVR 1%–60%CDR1 Nov 2026
7.50%7.90%Variable · investment · principal and interest · LVR 60%–65%CDR1 Nov 2026
7.90%8.33%Variable · investment · principal and interest · LVR 65%–70%CDR1 Nov 2026
8.25%8.74%Variable · investment · principal and interest · LVR 70%–75%CDR1 Nov 2026
7.50%7.90%Variable · owner occupied · interest only · LVR 1%–60%CDR1 Nov 2026
7.50%7.90%Variable · owner occupied · interest only · LVR 60%–65%CDR1 Nov 2026
7.90%8.33%Variable · owner occupied · interest only · LVR 65%–70%CDR1 Nov 2026
7.50%7.90%Variable · owner occupied · principal and interest · LVR 1%–60%CDR1 Nov 2026
7.50%7.90%Variable · owner occupied · principal and interest · LVR 60%–65%CDR1 Nov 2026
7.90%8.33%Variable · owner occupied · principal and interest · LVR 65%–70%CDR1 Nov 2026
8.25%8.74%Variable · owner occupied · principal and interest · LVR 70%–75%CDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://public.cdr.redzed.com/cds-au/v1/banking/products/c7924cef-a4b9-45f5-84fc-9d9d8a80ceef
Content hash
sha256 6c1bf2a63aecfd89602daba040b16eb557b3e5180341cc9dcefc32b5322171c0
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_6c1bf2a63aecfd89_b2781a59Show details
Checked
1 Nov 2026
URL
https://public.cdr.redzed.com/cds-au/v1/banking/products/c7924cef-a4b9-45f5-84fc-9d9d8a80ceef
Content hash
sha256 6c1bf2a63aecfd89602daba040b16eb557b3e5180341cc9dcefc32b5322171c0
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Establishment FeeEvent$399.00
Security Appraisal FeeEventSet in your letter of offer
Settlement FeeEvent$500.00
Legal and Administration FeeEvent$500.00
Split Loan FeeEvent$350.00
Guarantor FeeOther$250.00
Trust FeeOther$250.00
Account Management FeePeriodic$25.00
Risk FeeUpfront0.50%

Features and eligibility

ItemValueDetails
Offset
Redraw
Digital banking
Extra repayments
Eligibility: min age18
Eligibility: residency statusAustralian Resident
Eligibility: natural person
Eligibility: business
Limit: max lvr0.75
Limit: max limit3500000.00
Limit: min limit2500000.00

Rate history

RateFromToRate p.a.Comparison
Variable · owner occupied · interest only · LVR 60%–65%1 Nov 2026Current7.50%7.90%
Variable · investment · interest only · LVR 1%–60%1 Nov 2026Current7.50%7.90%
Variable · investment · principal and interest · LVR 1%–60%1 Nov 2026Current7.50%7.90%
Variable · investment · principal and interest · LVR 60%–65%1 Nov 2026Current7.50%7.90%
Variable · investment · principal and interest · LVR 65%–70%1 Nov 2026Current7.90%8.33%
Variable · investment · interest only · LVR 60%–65%1 Nov 2026Current7.50%7.90%
Variable · owner occupied · principal and interest · LVR 1%–60%1 Nov 2026Current7.50%7.90%
Variable · owner occupied · principal and interest · LVR 70%–75%1 Nov 2026Current8.25%8.74%
Variable · investment · principal and interest · LVR 70%–75%1 Nov 2026Current8.25%8.74%
Variable · investment · interest only · LVR 65%–70%1 Nov 2026Current7.90%8.33%
Variable · owner occupied · interest only · LVR 1%–60%1 Nov 2026Current7.50%7.90%
Variable · owner occupied · interest only · LVR 65%–70%1 Nov 2026Current7.90%8.33%
Variable · investment · interest only · LVR 70%–75%1 Nov 2026Current8.25%8.74%
Variable · owner occupied · principal and interest · LVR 60%–65%1 Nov 2026Current7.50%7.90%
Variable · owner occupied · principal and interest · LVR 65%–70%1 Nov 2026Current7.90%8.33%

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