Home loan rates › Australian Mutual Bank LTD
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Australian Mutual Bank LTD
Stay in control with the ability to adapt your loan as your needs change. Lock in a rate for up to 5 years with our Interest only Fixed Rate option.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.74% | 6.31% | Fixed · 1 year · owner occupied · interest only | Certain occupations | CDR | 1 Nov 2026 |
| 7.14% | 6.44% | Fixed · 2 years · owner occupied · interest only | Certain occupations | CDR | 1 Nov 2026 |
| 7.24% | 6.55% | Fixed · 3 years · owner occupied · interest only | Certain occupations | CDR | 1 Nov 2026 |
| 7.34% | 6.67% | Fixed · 4 years · owner occupied · interest only | Certain occupations | CDR | 1 Nov 2026 |
| 7.39% | 6.77% | Fixed · 5 years · owner occupied · interest only | Certain occupations | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ob.tmbl.com.au/ambank/cds-au/v1/banking/products/08dfab12-1e71-11f1-96f0-325096b39f47- Content hash
sha256 305e320c2f427d1f8c8ac2e923692b30dfc8e02e727c5f9498f38a90d95d516b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_305e320c2f427d1f_f8180ad0Show details
- Checked
- 1 Nov 2026
- URL
https://ob.tmbl.com.au/ambank/cds-au/v1/banking/products/08dfab12-1e71-11f1-96f0-325096b39f47- Content hash
sha256 305e320c2f427d1f8c8ac2e923692b30dfc8e02e727c5f9498f38a90d95d516b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ESTABLISHMENT_FEE | Upfront | $600.00 |
| MORTGAGE_DISCHARGE | Exit | $250.00 |
| LOAN_VARIATION_FEE | Event | $200.00 |
| LEGAL_FEES | Upfront | Set in your letter of offer |
| LENDERS_MORTGAGE_INSURANCE | Upfront | Set in your letter of offer |
| LOAN_ADMINISTRATION_FEE | Upfront | $250.00 |
| COLLECTION_CHARGES | Other | Set in your letter of offer |
| STAMP_DUTY | Upfront | Set in your letter of offer |
| FIXED_RATE_LOCK_FEE | Upfront | 0.15% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Ability to split loan | |
| Other | Ability to switch in | |
| Other | Ability to Top Up | |
| Other | Borrow up to 90% of the property value prior to capitalisation of Lenders Mortgage Insurance | |
| Redraw | A fee free redraw facility to access additional repayments you've made. Redraw is subject to application and registration. | |
| Other | Flexible repayments | |
| Digital banking | 24/7 access via internet banking, mobile app, phone banking | |
| Eligibility: other | You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of the Bank. | |
| Eligibility: residency status | Individuals must be citizens of permanent residents of Australia. | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Eligibility: other | All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices. | |
| Limit: min limit | 25000.00 | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 98.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 4 years · owner occupied · interest only | 1 Nov 2026 | Current | 7.34% | 6.67% |
| Fixed · 1 year · owner occupied · interest only | 1 Nov 2026 | Current | 6.74% | 6.31% |
| Fixed · 2 years · owner occupied · interest only | 1 Nov 2026 | Current | 7.14% | 6.44% |
| Fixed · 3 years · owner occupied · interest only | 1 Nov 2026 | Current | 7.24% | 6.55% |
| Fixed · 5 years · owner occupied · interest only | 1 Nov 2026 | Current | 7.39% | 6.77% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
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