Home loan rates › Hume Bank
myBlue Deposit Scheme 5 Year Fix O/Occ P+I (up to 98% LVR)
Hume Bank
To support the Governments initiative to help more Australians buy their first home sooner. At Hume Bank, we're here to make your first home journey easier with competitive rates and features
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.69% | 6.49% | Fixed · 5 years · owner occupied · principal and interest | First home buyers | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/MBDSSUB98Fix5OOPI_V1- Content hash
sha256 0d94914c5fa37eb668d52162b0980594d2e673ed443a443f7fc15e093a16c95f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0d94914c5fa37eb6_8f80a646Show details
- Checked
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/MBDSSUB98Fix5OOPI_V1- Content hash
sha256 0d94914c5fa37eb668d52162b0980594d2e673ed443a443f7fc15e093a16c95f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| TITLEPRODFEE | Event | $150.00 |
| TITLESEARCH | Event | $50.00 |
| SETTLEMENTATTFEE | Event | $75.00 |
| SEARCHFEE | Event | $20.00 |
| PROGPAYMENT | Event | $30.00 |
| PHOTOCOPYFEE | Event | $3.00 |
| DISCHARGE_FEE | Exit | $350.00 |
| REDRAW | Transaction | $30.00 |
| CONSENT_FEE | Event | $150.00 |
| DEFAULTFEE | Payment | $20.00 |
| AGENT_FEE | Payment | $150.00 |
| CHQFEE | Event | $10.00 |
| DUPLICATESTATEMENTFEE | Event | $2.00 |
| LEGALCOSTS | Cash advance | $0.00 |
| SECURITYSEARCH | Cash advance | $0.00 |
| VALFEE | Cash advance | $0.00 |
| CONTRACTVARIATIONFEE | Event | $300.00 |
| DISHONOURFEE | Payment | $16.00 |
| SWITCHFEE | Event | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Unlimited redraw using online banking | |
| Digital banking | ||
| Other | No monthly account keeping fees | |
| Other | Flexible Repayments - weekly, fortnightly or monthly | |
| Other | Split loans available | |
| Offset | Customers can receive up to 8 offset accounts in total. | |
| Extra repayments | Extra repayments up to 25% of the loan amount at the time of fixing can be made whilst on a fixed rate | |
| Eligibility: min age | 18 | 18 |
| Eligibility: other | Maximum Loan to Value Ratio of 98% | |
| Eligibility: residency status | Must be an Australian resident or citizen, with an Australian residential mailing address | |
| Eligibility: other | Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply | |
| Eligibility: other | Must be eligible for the First Home Loan Deposit Scheme | |
| Limit: max lvr | 0.98 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 5 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.69% | 6.49% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:first-home-buyer | First home buyers | Filter; shown in the row |
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