Take advantage of great returns on our term deposits
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.80% | Fixed · 5 months · $200,000–$500,000 | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/I2_5M_%24200%2C000_plus- Content hash
sha256 1a6a506c55aba5f280502e16e4dad41d56de47c5662a6505bd3d95e0673122e5- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1a6a506c55aba5f2_3cc86673Show details
- Checked
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/I2_5M_%24200%2C000_plus- Content hash
sha256 1a6a506c55aba5f280502e16e4dad41d56de47c5662a6505bd3d95e0673122e5- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| STATEMENT_FEE | Periodic | $2.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Internet Banking and WCU Connect App - Deposits and balance enquires only | |
| Other | No account keeping fee | |
| Other | A guaranteed rate for terms of 5 months | |
| Other | Earn a competitive interest rate on your investment with a minimum opening balance of $200,000 can get you started | |
| Other | Interest can be paid monthly or at maturity. A reduced interest rate applies to monthly interest payments | |
| Other | We'll send you a written renewal notice before your deposit matures | |
| Other | We may allow early withdrawals at our absolute discretion. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditions of Use | |
| Other | For deposits over $500,000 rates and terms are by negotiation and subject to acceptance | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia | |
| Eligibility: other | Must be a member of the Credit Union | |
| Limit: opening balance | 200000.00 | |
| Limit: min balance | 200000.00 | |
| Limit: max balance | 500000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 5 months · $200,000–$500,000 | 1 Nov 2026 | Current | 3.80% |
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