Home loan rates › Homestar Finance Pty Ltd
Star Classic Construction Loan
Homestar Finance Pty Ltd
Star Classic Construction Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.63% | 6.66% | Variable · investment · interest only · LVR 70% or less · $50,000–$3,500,000 | Construction | CDR | 1 Nov 2026 |
| 6.73% | 6.76% | Variable · investment · interest only · LVR 70%–80% · $50,000–$3,500,000 | Construction | CDR | 1 Nov 2026 |
| 6.43% | 6.43% | Variable · owner occupied · interest only · LVR 70% or less · $50,000–$3,500,000 | Construction | CDR | 1 Nov 2026 |
| 6.53% | 6.53% | Variable · owner occupied · interest only · LVR 70%–80% · $50,000–$3,500,000 | Construction | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.homestarfinance.com.au/cds-au/v1/banking/products/Star_Classic_Construction_Loan- Content hash
sha256 63a1fe36637a0a41be107bf7f33e362805b839d5f7054862410be9d2458334f6- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_63a1fe36637a0a41_db4e7978Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.homestarfinance.com.au/cds-au/v1/banking/products/Star_Classic_Construction_Loan- Content hash
sha256 63a1fe36637a0a41be107bf7f33e362805b839d5f7054862410be9d2458334f6- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge Administration Fee | Exit | $595.00 |
| Valuation Fee | Upfront | $244.20 |
| Valuation Fee | Upfront | Set in your letter of offer |
| Upfront Construction Review Fee | Upfront | $750.00 |
| Third Party Costs | Upfront | $264.00 |
| Progress Payment Inspection Fee | Other | Set in your letter of offer |
| Upfront Construction Risk Fee | Upfront | 0.50% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Cash out | |
| Other | Multiple loan splits | |
| Other | Pay anyone, BPAY | |
| Digital wallet | Digital wallet payments - Google Pay and Apple Pay | |
| Card access | Visa Debit card | |
| Redraw | Redraw | |
| Other | Flexible repayment options | |
| Offset | Offset facility | |
| Extra repayments | Unlimited extra repayments | |
| Digital banking | Online internet access | |
| Eligibility: residency status | Customer is either an Australian Citizen or a Permanent Resident of Australia | |
| Eligibility: other | Customer provide sufficient security in accordance with our lending eligibility criteria | |
| Eligibility: natural person | Individual borrowers (as single or joint borrowers) | |
| Eligibility: min age | 18 | Customer must be at least 18 years of age and above |
| Eligibility: other | Customer needs a guarantor who supports the loan also meets our lending eligibility criteria | |
| Eligibility: other | Customer meets our lending eligibility criteria | |
| Limit: min balance | 50000.00 | |
| Limit: max balance | 3500000.00 | |
| Limit: other | 360 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 70%–80% · $50,000–$3,500,000 | 1 Nov 2026 | Current | 6.53% | 6.53% |
| Variable · owner occupied · interest only · LVR 70% or less · $50,000–$3,500,000 | 1 Nov 2026 | Current | 6.43% | 6.43% |
| Variable · investment · interest only · LVR 70% or less · $50,000–$3,500,000 | 1 Nov 2026 | Current | 6.63% | 6.66% |
| Variable · investment · interest only · LVR 70%–80% · $50,000–$3,500,000 | 1 Nov 2026 | Current | 6.73% | 6.76% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:construction | Construction | Left out of the standard home loan table |
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