Our most popular loan product.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.90% | 6.99% | Variable · investment · principal and interest | CDR | 1 Nov 2026 | |
| 6.70% | 6.79% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.dnister.com.au/cds-au/v1/banking/products/21- Content hash
sha256 08acc4964a57404be94669295a8db5ddc73836ebae6cb76d3c79ad6386c4c204- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_08acc4964a57404b_b99094ecShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.dnister.com.au/cds-au/v1/banking/products/21- Content hash
sha256 08acc4964a57404be94669295a8db5ddc73836ebae6cb76d3c79ad6386c4c204- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Company Search | Upfront | $50.00 |
| Title Search | Upfront | $49.50 |
| Bank Production | Upfront | $150.00 |
| Withdrawal of Caveat | Upfront | $100.00 |
| ASIC Lodgement | Upfront | $50.00 |
| Bank Cheque | Upfront | $15.00 |
| Discharge of Mortgage | Upfront | $200.00 |
| Redraw Fee | Transaction | $25.00 |
| Redraw Fee | Transaction | $10.00 |
| Redraw Fee | Transaction | $0.00 |
| Loan Establishment Fee | Upfront | $500.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access your accounts 24/7 with our Mobile App and Online Banking. | |
| Extra repayments | Repayments can be made weekly, fortnightly, or monthly subject to meeting the minimum repayment quoted in your contract. Amounts above the minimum repayments can be made to further reduce your outstanding balance and if required in future enable a redraw for your facility. | |
| Npp enabled | This product can receive Osko payments in realtime. | |
| Offset | Offset facility available up to $50,000. | |
| Other | Weekly, fortnightly or monthly repayments options. | |
| Redraw | Redraw facility availble up to $50,000, redraw fees may apply. | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian Resident | This product is only available to members who have a residential address in Australia. |
| Limit: min limit | 200000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.70% | 6.79% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.90% | 6.99% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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