Our Bridging Loan is available to help you buy your new dream home when you haven’t already sold your existing home. It also provides a competitive fixed rate and the certainty of knowing that your rate won’t increase during the Bridging Loan period.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.59% | 7.63% | Fixed · 1 year · owner occupied · interest only | Bridging | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_Bridging- Content hash
sha256 eabfa7175cf2db8a321b5904ffa532a309cc684e6762994ee5ea2f068389c723- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_eabfa7175cf2db8a_0fcbd1d7Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_Bridging- Content hash
sha256 eabfa7175cf2db8a321b5904ffa532a309cc684e6762994ee5ea2f068389c723- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Special Clearance on Cheque | Event | $15.00 |
| Default Administration Fee 2 | Late payment | $50.00 |
| Consent Fee | Event | $200.00 |
| Settlement Fee | Upfront | Set in your letter of offer |
| Document and Miscellaneous Service | Enquiry | Set in your letter of offer |
| Default Administration Fee 1 | Late payment | $35.00 |
| Settlement Reschedule Fee | Event | $85.00 |
| Dishonour (Direct Debit and Cheque) | Dishonour | $9.00 |
| Establishment Fee | Upfront | $595.00 |
| Substitution in Security Fee | Variation | $350.00 |
| International Transfer Inward | Deposit | $12.00 |
| Other Fees and Charges | Other | Set in your letter of offer |
| Electronic Transfer Fee | Withdrawal | $30.00 |
| Financial Institution Cheque Replacement | Replacement | $15.00 |
| Title Search Fee | Upfront | $75.00 |
| Redraw Fee via Branch | Withdrawal | $25.00 |
| Discharge Administration Fee | Exit | $250.00 |
| Settlement Cheque Fee NPBS Cheque only | Withdrawal | $5.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Flexibility: there is no need to make repayments during the 12 month Bridging Loan period. | |
| Extra repayments | Additional repayments allowed and there are no penalties for early repayment. | |
| Redraw | Redraw: You can redraw funds if you need them and funds can be redrawn online at any time without a fee. | |
| Digital banking | ||
| Eligibility: other | Applications for finance are subject to Newcastle Permanent’s normal credit approval process. We recommended contacting us to discuss eligibility requirements as a Bridging Loan is not suitable for all customers. | |
| Eligibility: residency status | Must live in Australia and be either: an Australian citizen, an Australian permanent resident or a New Zealand citizen | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · owner occupied · interest only | 1 Nov 2026 | Current | 7.59% | 7.63% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:bridging | Bridging | Left out of the standard home loan table |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.