Your day to day savings account for all your basic banking needs. Your funds are at call and earn daily interest. You can access your money by card or cheque, set up bill payments and use internet or phone banking.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$499 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $500–$20,000 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $20,001–$50,000 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $50,001 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/4a05a5a8-0612-4d07-bd8d-319abb66b32e- Content hash
sha256 45223c771302cfa1d40f5f2f0308f62c597329011cbdc3848c6d99cbb2ed1430- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_45223c771302cfa1_a64b41e3Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/4a05a5a8-0612-4d07-bd8d-319abb66b32e- Content hash
sha256 45223c771302cfa1d40f5f2f0308f62c597329011cbdc3848c6d99cbb2ed1430- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Additional Statement Fee | Event | $5.00 |
| Default Notice Fee | Event | $21.50 |
| Visa Overseas Emergency Fee | Event | $175.00 |
| Dormant Accounts fee | Event | $10.00 |
| Coin Handling Fee | Event | $12.00 |
| Bank@Post Cash Withdrawal fee | Withdrawal | $2.00 |
| Direct Debit Dishonour Fee | Dishonour | $9.00 |
| Visa International Fees | Transaction | 3.00% |
| Bank Draft | Event | $15.00 |
| Counter Cash withdrawal fee up to $24,999 | Withdrawal | $2.00 |
| Document Retrieval Fee | Event | $0.00 |
| Counter Cash withdrawal $25,000 and over | Withdrawal | $50.00 |
| Replacement Card Fee | Event | $10.00 |
| Overdraft Limit Establishment Fee | Upfront | $50.00 |
| Overdrawn Account Fee | Event | $15.00 |
| Third Party Costs | Event | $0.00 |
| Annual Overdraft Fee | Periodic | $31.00 |
| External Electronic Periodical Payments | Transaction | $1.00 |
| ATM Balance Enquiry fee | Event | $0.00 |
| Visa Cash Advance Fee | Cash advance | $3.80 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | BPAY - for your bill payments with access to the BPAY system* |
| Npp payid | Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Other | Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates. | |
| Free txns | 4 | All Members receive 4 RediATM transactions and are therefore charged 1.37 per transaction. 4 without Reduced Fees Program |
| Card access | Visa Debit | A Border Bank Easy Access Account offers all the features you could ask from an everyday access facility |
| Other | ATM withdrawals up to $1000 | |
| Other | Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™ | |
| Other | Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Border Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Border Bank can be sure the card isn't being used without your permission. | |
| Digital wallet | Apple Pay | Pay with your Border Bank Visa Debit Cards using Apple Pay |
| Other | Direct Credits. Set regular payments like your pay sent straight to your account | |
| Other | Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants. | |
| Free txns | 10 | In addition 4 other Financial Institution ATM withdrawal fees are rebated, max $8 a month if on Reduced Fees program. 10 free RediATM transactions if on Reduced Fees program |
| Npp payid | Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Other | Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers | |
| Overdraft | Credit Overdraft. Adding flexibility to your account, Credit Overdraft. Attaching a Credit Overdraft facility to this account means you will always be prepared for those unexpected bills or bargain buys! | |
| Npp enabled | NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments. | |
| Other | Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments | |
| Digital wallet | Google Pay | Pay with your Border Bank Visa Debit Cards using Google Pay |
| Digital banking | Phone banking You can pay bills via BPAY and check your account details or make transfers anytime or anywhere online with Internet Banking – the service is free. | |
| Other | Eftpos transactions. Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction | |
| Digital banking | Internet banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere online with Internet Banking – the service is free. | |
| Digital wallet | Samsung Pay | Pay with your Border Bank Visa Debit Cards using Samsung Pay |
| Other | Direct Debits. Set up Direct Debits from this account | |
| Npp payid | PayTo® is a modern digital payment solution offering a fast, easy and secure way to pay. It gives members more visibility and control over their payments, and enables merchants and businesses to initiate real-time payments from their customers’ bank accounts | |
| Other | Direct Credits. Set regular payments like your pay sent straight to your account | |
| Npp enabled | Yes | |
| Interest free | P55D | |
| Other | ATM withdrawals. up to $1000 | |
| Other | Periodical Payments. Can set up Periodical Payments | |
| Digital banking | Internet Banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online with Internet Banking – service is free. | |
| Card access | Credit Card | Can be used at over 29 million Visa outlets in over 250 countries around the world |
| Other | Confirmation Of Payee | |
| Eligibility: min age | 18 | |
| Eligibility: other | SMSF Allowed | |
| Eligibility: residency status | Australian Citizen | |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian Residents |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $20,001–$50,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $500–$20,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $50,001 or more | 1 Nov 2026 | Current | 0.01% |
| Variable · $0–$499 | 1 Nov 2026 | Current | 0.00% |
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