Ready to buy your new home but haven't sold your old one yet? Our relocation loan could let you buy now and sell later and make your move smoother.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.53% | 9.35% | Variable · owner occupied · interest only · LVR 70% or less | CDR | 1 Nov 2026 | |
| 9.63% | 9.45% | Variable · owner occupied · interest only · LVR 70%–80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products/BOMHLRelocationLoanWithEnd- Content hash
sha256 70dad26b048b87cce9ac0062e56c59ea266df4802802711840d9fa7e560e24d1- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_70dad26b048b87cc_c04f3300Show details
- Checked
- 1 Nov 2026
- URL
https://digital-api.bankofmelbourne.com.au/cds-au/v1/banking/products/BOMHLRelocationLoanWithEnd- Content hash
sha256 70dad26b048b87cce9ac0062e56c59ea266df4802802711840d9fa7e560e24d1- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Lending Establishment Fee | Upfront | $600.00 |
| Loan Account Fee | Periodic | $8.00 |
| Document Processing Fee | Event | $100.00 |
| Property Valuer Fee | Event | Set in your letter of offer |
| Missed Payment Fee | Late payment | $15.00 |
| Loan Discharge Fee | Exit | $350.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | A relocation loan (also known as a bridging loan) is a short term, 12-month loan that helps you buy a second property while giving you time to sell your first one (even if you still have a mortgage on it). Found your dream home but need to sell your old one for the funds? This loan helps bridge the gap between buying a new home and finalising the sale of your current one. With End Debt - those that will have a residual loan on their new property once the existing property is sold | |
| Other | Buy now, sell later- Snap up that dream property when you find it. Then take time to sell your current one later to help get the price you want. A relocation loan could help you to make timely offers at inspections and auctions! | |
| Other | Cover stamp duty & fees - You can even add upfront costs such as stamp duty and legal fees in your relocation loan if the value and equity in your current home is enough. It helps ease expenses. | |
| Other | Avoid the rent drain - If you time it well, you could avoid the costs of having to rent a home in the period between the sale of your current property and settlement of your new home. | |
| Other | No required repayments during the bridging period. The interest charges are capitalised over the term of the loan. | |
| Other | Building Loan Available feature | |
| Other | The product includes a combination loan feature. | |
| Other | Statements of account: We will send you a statement of your loan account at least every six months or more frequently if you request | |
| Extra repayments | Subject to terms and conditions, this product includes extra repayment features. | |
| Fraud protection | The product includes fraud protection features. | |
| Relationship management | Relationship management is available for eligible customers. | |
| Eligibility: min age | 18 | Applicant should be 18 years or over |
| Eligibility: residency status | An Australian citizen or permanent resident | |
| Eligibility: other | A new or an existing home loan customer. | |
| Eligibility: other | An owner occupier buying a new home, or buying vacant land to build a new home using a building contractor. | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 0.80 | |
| Limit: min limit | 10000.00 | |
| Limit: max limit | 100000000.00 | |
| Limit: other | ||
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 70%–80% | 1 Nov 2026 | Current | 9.63% | 9.45% |
| Variable · owner occupied · interest only · LVR 70% or less | 1 Nov 2026 | Current | 9.53% | 9.35% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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