A flexible everyday account specially designed for pensioners and retirees offering the peace of mind knowing their retirement savings or pension income is working hard and earning interest.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.01% | Variable · $0–$10,000 | CDR | 1 Nov 2026 | |
| 1.65% | Variable · $10,000–$50,000 | CDR | 1 Nov 2026 | |
| 2.00% | Variable · $50,000–$250,000 | CDR | 1 Nov 2026 | |
| 2.00% | Variable · $250,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/AC_specialmonthlyinterest- Content hash
sha256 5b7dca3f2bb84d09eb6b10d21f28b956c73fcf0acae18d9a9f3a042aea62423f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_5b7dca3f2bb84d09_8713913fShow details
- Checked
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/AC_specialmonthlyinterest- Content hash
sha256 5b7dca3f2bb84d09eb6b10d21f28b956c73fcf0acae18d9a9f3a042aea62423f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Real Time Gross Settlements (RTGS) - Inward NPBS fee | Deposit | $12.00 |
| Foreign Currency Conversion | Purchase | 3.00% |
| Card Replacement Overseas | Replacement | $100.00 |
| Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee | Withdrawal | Set in your letter of offer |
| Branch Withdrawal | Withdrawal | $3.00 |
| Financial Institution Cheque Fee | Withdrawal | $10.00 |
| Dishonour (Direct Debit and Cheque) | Dishonour | $9.00 |
| Cheque Clearance | Deposit | $0.50 |
| Real Time Gross Settlements (RTGS) - Inward Third party financial institution fee | Deposit | Set in your letter of offer |
| Visa Cash Advance Fee | Cash advance | $5.00 |
| Real Time Gross Settlements (RTGS) | Withdrawal | $30.00 |
| Account Overdrawn | Event | $5.00 |
| Financial Institution Cheque Replacement | Replacement | $15.00 |
| Document and Miscellaneous Service | Enquiry | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp payid | OSKO | |
| Free txns | 6 | 6 free branch transactions per month. Additional free transactions may apply (up to a maximum of 30 per month), based on account balance and/or automatic transfers in place. |
| Npp enabled | OSKO | |
| Digital wallet | Apple Pay | Available for Visa cards only. |
| Other | Cheque book available (must be 18+). | |
| Unlimited txns | Unlimited free BPay, Visa Debit card purchase (when pressing the credit button), eftpos, Automatic transfers, and Internet banking transactions (branch transactions not included). Subject to amount limits | |
| Bill payment | BPAY View | |
| Card access | Visa Debit Card (Cashcard no longer available for issue from 27 November 2024). | |
| Digital banking | Internet Banking and Mobile Banking | |
| Digital wallet | Google Pay | Available for Visa cards only. |
| Eligibility: natural person | This account is for personal use by individuals | |
| Eligibility: residency status | Available to permanent Australian Residents | |
| Eligibility: other | Must be 55 years of age or over; receiving an eligible government pension; or a Member of the Association of Independent Retirees. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000–$250,000 | 1 Nov 2026 | Current | 2.00% |
| Variable · $250,000 or more | 1 Nov 2026 | Current | 2.00% |
| Variable · $0–$10,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $10,000–$50,000 | 1 Nov 2026 | Current | 1.65% |
Registered channels
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