Savings account rates › Horizon Bank
YOUTH REWARD SAVER
Horizon Bank
CDR officialNot ranked in rate tables
High interest savings account for youths aged 13-17 years. Earn an interest reward when a total of $10 or more is deposited and no withdrawals are made in each calendar month
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.00% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 2.25% | Variable | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S17_S170001- Content hash
sha256 554f9726f64a78cd1e801db58622ef34d3ef6c03ea39532fb858fcfb9d2ec323- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_554f9726f64a78cd_3b9c845bShow details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/S17_S170001- Content hash
sha256 554f9726f64a78cd1e801db58622ef34d3ef6c03ea39532fb858fcfb9d2ec323- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| BULK_COIN_COUNTAGE | Deposit | 2.00% |
| DIRECT_DEBIT_DISHONOUR | Event | $9.00 |
| FOREIGN_CHEQUE_DEPOSIT | Transaction | $11.00 |
| OVERDRAWN_SAVINGS_ACCOUNT | Event | $20.00 |
| STATEMENT_COPY | Event | $2.50 |
| TOTAL_CASH_WITHDRAWAL_ABOVE_4000_PER_DAY | Withdrawal | 0.25% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bonus rewards | Bonus interest if deposit >$10/Mth and no withdrawals | |
| Npp enabled | This account type is enabled for Osko payments, via the New Payments Platform (NPP). Osko is the faster way to pay or receive money from friends, family and businesses. No more waiting days for money to change hands. Now you can pay and be paid in a matter of seconds | |
| Npp payid | Create a PayID through Horizon Banks Internet Banking or Mobile Banking App to receive Osko payments with a unique identifier, such as your mobile number or email address, enabling you to receive and send money securely without the need to remember complex banking details. | |
| Digital banking | Internet Banking and Mobile Banking App | |
| Bill payment | BPAY | BPAY is an electronic bill payment service, providing a convenient access point for the payment and receipt of consumer bills. |
| Eligibility: min age | 13 | |
| Eligibility: max age | 17 | |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 2.25% |
| Bonus | 1 Nov 2026 | Current | 3.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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