Home loan rates › People First and Heritage Bank
Home Build Access (HBA) Deposit Assist Loan
People First and Heritage Bank
CEOH (NT ONLY) lends up to 10% of the purchase price as a deposit for the purchase of a new home or land off the plan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.01% | 9.07% | Variable · owner occupied · principal and interest · LVR 10% or less | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/5cb697f7-09f6-445c-929f-d721c301cb51- Content hash
sha256 f9222cc77fa89bdb7bf88713ef19430258c872fc9495ad5adab9936d91618827- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_f9222cc77fa89bdb_b5ffa5ccShow details
- Checked
- 1 Nov 2026
- URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/5cb697f7-09f6-445c-929f-d721c301cb51- Content hash
sha256 f9222cc77fa89bdb7bf88713ef19430258c872fc9495ad5adab9936d91618827- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | Additional Repayments | Freedom to make unlimited extra repayments – reduce your loan term and save money |
| Other | Maximum loan term 30 years | Ability to pay the loan over 30 years for Chief Executive Officer (Housing) loans |
| Other | NT government housing schemes | Introduced 1 January 2013. Must be approved in principle for a Low Deposit Loan. CEOH lends up to 10% of purchase price as a deposit for the purchase of a new home or land off the plan. Max. purchase price: $550K 3 brm or more, $475K 1-2 brm. Loan repaid by a 931 product when property purchased. Or, if contract not completed and deposit refunded, loan converted to unsecured personal loan repayable over maximum overall term of seven years. |
| Other | Contracted monthly repayments | Repayments are contracted monthly, however flexibility to pay monthly, fortnightly, or weekly. |
| Eligibility: natural person | Personal Members Only | |
| Eligibility: residency status | Permanent residents of Australia who reside in Australia at the time of membership application are eligible for membership, regardless of citizenship status. | |
| Eligibility: min age | 18 | 18 years and over |
| Eligibility: other | Terms, conditions, fees, charges and lending criteria apply and are available on application | |
| Limit: max limit | 47500.00 | |
| Limit: max limit | 55000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 10% or less | 1 Nov 2026 | Current | 9.01% | 9.07% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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