Home loan rates › MA Money
Bridging Residential Loan – Near Prime (≤$5m)
MA Money
CDR officialNot ranked in rate tables
MA Money Near Prime bridging residential mortgage with six- or twelve-month terms, available under Full Documentation and Alternative Documentation pathways.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65% or less · $200,000–$5,000,000 | Not compared in rate tables Specialist lendingBridging | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65%–70% · $200,000–$5,000,000 | Not compared in rate tables Specialist lendingBridging | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 70%–75% · $200,000–$5,000,000 | Not compared in rate tables Specialist lendingBridging | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 75%–80% · $200,000–$5,000,000 | Not compared in rate tables Specialist lendingBridging | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 65% or less · $200,000–$5,000,000 | Not compared in rate tables Specialist lendingBridging | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 65%–70% · $200,000–$5,000,000 | Not compared in rate tables Specialist lendingBridging | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 70%–75% · $200,000–$5,000,000 | Not compared in rate tables Specialist lendingBridging | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 75%–80% · $200,000–$5,000,000 | Not compared in rate tables Specialist lendingBridging | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.mamoney.com.au/cds-au/v1/banking/products/93d724a3-10df-47dc-871b-7701295fd3b4- Content hash
sha256 728fc3fd01facb7e4b3d6f7bed03287e16cf8e96dccc5fc3e69de468cdde142b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_728fc3fd01facb7e_f01db7eeShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.mamoney.com.au/cds-au/v1/banking/products/93d724a3-10df-47dc-871b-7701295fd3b4- Content hash
sha256 728fc3fd01facb7e4b3d6f7bed03287e16cf8e96dccc5fc3e69de468cdde142b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee – Full Doc | Upfront | $899.00 |
| Application Fee – Alt Doc | Upfront | $899.00 |
| Annual Fee | Periodic | $0.00 |
| Valuation Fee | Event | Set in your letter of offer |
| Legal Fee | Event | Set in your letter of offer |
| Discharge Fee | Exit | Set in your letter of offer |
| Risk Fee | Upfront | 1.25% |
| Offset Account Fee | Periodic | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Interest is capitalised monthly and added to the loan balance. No repayments during the loan term. | |
| Other | No End Debt: full repayment from property sale proceeds. No serviceability assessment required. | |
| Other | End Debt: residual balance after sale proceeds is refinanced to a MA Money home loan. Serviceability assessed on the end debt amount only. | |
| Offset | One offset account is available per loan split. | |
| Eligibility: residency status | Australian citizens, New Zealand citizens residing in Australia, and Australian permanent residents | Eligible Expat borrowers may also apply subject to the applicable MA Money policy. |
| Eligibility: other | Accommodates borrowers with some credit impairment. Near Prime classification applies when refinancing from a private lender with capitalised interest. Discharged bankruptcy accepted. | |
| Eligibility: other | Loan term 6 or 12 months. Interest capitalised monthly. | |
| Eligibility: other | Full Documentation (Full Doc): income verified through recent payslips and/or tax returns. Alternative Documentation (Alt Doc): income verified through accountant letter, business bank statements, or business activity statements. | |
| Eligibility: other | Eligible borrower structures include Australia-based individuals, companies and trusts. | |
| Eligibility: other | Up to six borrowers may be accepted per application. | |
| Limit: min limit | 200000.00 | |
| Limit: max limit | 5000000.00 | |
| Limit: max limit | 5000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 0.8000 | |
| Limit: max lvr | 0.7500 | |
| Limit: max lvr | 0.7500 | |
| Limit: max lvr | 0.7000 | |
| Limit: max lvr | 0.7000 | |
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 70%–75% · $200,000–$5,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 75%–80% · $200,000–$5,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 65%–70% · $200,000–$5,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 75%–80% · $200,000–$5,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 65% or less · $200,000–$5,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 70%–75% · $200,000–$5,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 65% or less · $200,000–$5,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 65%–70% · $200,000–$5,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
risk:specialist | Specialist lending | Left out of the standard home loan table; separate switch |
purpose:bridging | Bridging | Left out of the standard home loan table |
comparison-rate-missing | Reason this product is not ranked | |
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