Savings account rates › Unity Bank

MoneyMAX

Unity Bank

CDR official

Higher interest savings account with restricted range of payment services

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
4.50%VariableCDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/S3_MONEYMAX
Content hash
sha256 fd44c04e30948f22bdb0070975d581133ea4617a02cb272ca1c3ed9f2addb046
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_fd44c04e30948f22_8d321f9eShow details
Checked
1 Nov 2026
URL
https://ibank.unity.bank/OpenBanking/cds-au/v1/banking/products/S3_MONEYMAX
Content hash
sha256 fd44c04e30948f22bdb0070975d581133ea4617a02cb272ca1c3ed9f2addb046
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
MONTHLY_ACCOUNT_FEEPeriodic$5.00
OUTWARD_RTGS_PAYMENT_FEEWithdrawal$30.00
INWARD_RTGS_AND_SWIFT_PAYMENT_FEEDeposit$10.00
PAPER_STATEMENT_FEEPeriodic$2.00
DORMANCY_FEEPeriodic$20.00
QUICKDEBIT_DISHONOUR_FEETransaction$20.00
TELEGRAPHIC_TRANSFER_-_SERVICE_CENTRETransaction$30.00
TELEGRAPHIC_TRANSFER_-_ONLINETransaction$20.00
TELEGRAPHIC_TRANSFER_-_AUSTRALIANTransaction$50.00
FOREIGN_CHEQUE_DEPOSIT_UP_TO_$25,000Deposit$20.00
FOREIGN_CHEQUE_DEPOSIT_OVER_$25,000Deposit$50.00

Features and eligibility

ItemValueDetails
Free txns9999999999Unlimited free electronic transactions available on your account
Unlimited txnsUnlimited electronic transactions available on your account
Npp payidGet faster payments between participating banks, anytime with Pay ID
Npp enabled
Fraud protectionA range of security features and services provided, including fraud prevention technology and secure banking, to help keep your funds safe.
OtherBacked by the Government Deposit Guarantee for deposits up to $250,000
Eligibility: natural person
Eligibility: residency statusPermanent ResidentYou must be an Australian citizen or permanent resident

Rate history

RateFromToRate p.a.
Variable1 Nov 2026Current4.50%

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