Savings account rates › Macquarie Bank Limited
Macquarie Savings Account
Macquarie Bank Limited
CDR official
A high-interest online savings account with no monthly fees, easy withdrawals and award-winning digital banking.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.25% | Variable · $0–$25,000 | CDR | 1 Nov 2026 | |
| 5.25% | Variable · $25,000–$50,000 | CDR | 1 Nov 2026 | |
| 5.25% | Variable · $50,000–$250,000 | CDR | 1 Nov 2026 | |
| 5.05% | Variable · $250,000–$2,000,000 | CDR | 1 Nov 2026 | |
| 4.60% | Variable · $2,000,000–$5,000,000 | CDR | 1 Nov 2026 | |
| 4.60% | Variable · $5,000,000 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.macquariebank.io/cds-au/v1/banking/products/SV001MBLSAV001- Content hash
sha256 a5cf6c86ce004fab887e37e3a5a04b1af3d5682cc50b72426ea1c4c0518e6240- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_a5cf6c86ce004fab_3909c9c9Show details
- Checked
- 1 Nov 2026
- URL
https://api.macquariebank.io/cds-au/v1/banking/products/SV001MBLSAV001- Content hash
sha256 a5cf6c86ce004fab887e37e3a5a04b1af3d5682cc50b72426ea1c4c0518e6240- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Online Payments | Transaction | $0.00 |
| Dishonour fees | Dishonour | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | You can open up to a total of 10 Transaction or Savings Accounts. | |
| Other | No fees. With no fees, every dollar you deposit brings your savings goals closer. | |
| Notifications | Monitor outflows in real time with instant notifications. | |
| Npp payid | Link a PayID to your savings account to receive and make real time Payments. | |
| Digital banking | Online Banking | |
| Digital banking | Mobile Banking | |
| Bill payment | BPAY | |
| Npp enabled | NPP Payments | |
| Other | Pay anyone payments | |
| Other | Internal transfer | |
| Other | Direct credit | |
| Other | Direct debit | |
| Other | Daily Pay Anyone Payment limit. The $100,000 limit is applicable for customers who use the Macquarie Authenticator App and are registered for Electronic Banking. Otherwise, a default limit of $2,000 will apply. | |
| Other | Daily PayID Payment sub-limit. The $10,000 limit operates as a sub-limit of the daily Pay Anyone limit. | |
| Eligibility: residency status | Permanent Australian residential address required. | |
| Eligibility: min age | 12 | Minimum age requirement |
| Eligibility: other | Must have Australian mobile number | |
| Eligibility: other | Must have an email address | |
| Eligibility: other | Only available for individual or joint applications |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000–$250,000 | 1 Nov 2026 | Current | 5.25% |
| Variable · $25,000–$50,000 | 1 Nov 2026 | Current | 5.25% |
| Variable · $250,000–$2,000,000 | 1 Nov 2026 | Current | 5.05% |
| Variable · $5,000,000 or more | 1 Nov 2026 | Current | 4.60% |
| Variable · $2,000,000–$5,000,000 | 1 Nov 2026 | Current | 4.60% |
| Variable · $0–$25,000 | 1 Nov 2026 | Current | 5.25% |
Registered channels
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