Our Choice Investment Home Loan Is The Only Choice To Purchase, Refinance Or Renovate An Investment Property.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.99% | 7.04% | Variable · investment · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/55- Content hash
sha256 04e8ec8f6c46b8027afd7baba193493fe756c0df9d49978fd55380cd1aa13620- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_04e8ec8f6c46b802_78067edbShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/55- Content hash
sha256 04e8ec8f6c46b8027afd7baba193493fe756c0df9d49978fd55380cd1aa13620- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Redraw Processing Fee | Transaction | $35.00 |
| Discharge of Mortgage Fee | Upfront | $649.02 |
| Veda credit report fee | Upfront | $19.95 |
| Loan Establishment Fee | Event | $655.00 |
| Loan Establishment Fee | Event | $705.00 |
| Loan Establishment Fee # | Upfront | $855.00 |
| Loan Contract Variation Fee | Event | $225.00 |
| Guarantee Security Fee | Event | $225.00 |
| Discharge of Mortgage Fee | Upfront | $125.00 |
| Credit Bureau Default Listing | Event | $50.00 |
| Security Handling Fee | Event | $200.00 |
| IPEX Fee - Loan Funding # | Upfront | $35.00 |
| Settlement Fee | Event | $150.00 |
| Debt Agreement Fee | Event | $150.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone | |
| Extra repayments | ||
| Loyalty program | "Relationship Rewards" | "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking |
| Other | No Monthly Account Keeping Fees | |
| Other | No Loan Service Fees | |
| Other | No Penalties For Early Payouts | |
| Redraw | ||
| Unlimited txns | "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking | |
| Eligibility: min age | 18 | |
| Eligibility: other | Subject To Eligibility For Credit Via Loan Application Assessment | |
| Eligibility: residency status | Australian Citizens Or Permanent Residents | Residents Of Australia Are Eligible |
| Limit: max lvr | 0.80 | |
| Limit: min limit | 250000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 6.99% | 7.04% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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