Savings account rates › First Option Bank

RETIREMENT ACCESS

First Option Bank

CDR official

RETIREMENT ACCESS

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
0.05%Variable · $0–$5,000
Pensioners
CDR1 Nov 2026
3.25%Variable · $5,000–$50,000
Pensioners
CDR1 Nov 2026
3.50%Variable · $50,000 or more
Pensioners
CDR1 Nov 2026
Report an error

Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.

Leave out names, emails and phone numbers.

Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/RETIREMENT_ACCESS
Content hash
sha256 d71ccaccb38744766e473ffa8ad948cf657be2c4bc6463fa0d6c850a4c4299b8
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d71ccaccb3874476_ec662fb5Show details
Checked
1 Nov 2026
URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/RETIREMENT_ACCESS
Content hash
sha256 d71ccaccb38744766e473ffa8ad948cf657be2c4bc6463fa0d6c850a4c4299b8
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
BANK@POST_WDLTransaction$3.00
EFTPOS_FEETransaction$0.50
MEMBERSHIP_ADMIN_FEEPeriodic$5.00
OVERSEAS_ATM_WDLTransaction$3.50
PAPER_STAT_FEEPeriodic$2.50
STAFF_ASSIST_FEETransaction$5.00
CARDREPLACEMENTEvent$7.50
CHARGEBACK_DISPUTEEvent$30.00
DORMANTPeriodic$75.00
IBTEMPLIMITEvent$10.00
OVERSEAS_ATM_WDLTransaction$3.50
PAPER_STAT_FEEPeriodic$2.50
VISACOPYTRANVOUCHEREvent$30.00
VISAEMERGCANCELDENIEDEvent$50.00
VISAEMERGOVERSEASEvent$175.00
VISAOVERSEASCONVTransaction2.00%

Features and eligibility

ItemValueDetails
Card accessVisa Card
Digital walletGoogle, Apple Pay, Samsung Pay
Digital banking
Npp payid
Npp enabled
NotificationsEmail, SMS
Eligibility: min age18
Eligibility: pension recipient
Eligibility: residency statusAustralian Residents
Eligibility: natural person

Rate history

RateFromToRate p.a.
Variable · $0–$5,0001 Nov 2026Current0.05%
Variable · $50,000 or more1 Nov 2026Current3.50%
Variable · $5,000–$50,0001 Nov 2026Current3.25%

Tags

TagMeaningEffect
eligibility:pensionerPensionersFilter; shown in the row

How tags and ranking work

Registered channels

Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.

People registered for this product

No one is registered for this product yet. Lender staff and brokers can join through verification.