Savings account rates › Hume Bank
Flexible Loan Offset Account
Hume Bank
CDR officialNot listed in rate tables
Enjoy the flexibility of an everyday transaction account, while the balance offsets what's owed on an eligible Hume Bank home loan to reduce the interest you pay.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/S14V1- Content hash
sha256 7145c7857e71c382d8e927e0bd8d50c869876ddc5ca3dfd32d8c7c108bdf9e39- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_7145c7857e71c382_36e96514Show details
- Checked
- 1 Nov 2026
- URL
https://ibankob.humebank.com.au/OpenBanking/cds-au/v1/banking/products/S14V1- Content hash
sha256 7145c7857e71c382d8e927e0bd8d50c869876ddc5ca3dfd32d8c7c108bdf9e39- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ARCH | Event | $10.00 |
| FEEADDCARD | Event | $10.00 |
| FEEBILLCOLL | Event | $50.00 |
| FEECOINDEP | Deposit | $2.00 |
| FEEDDHON | Transaction | $15.00 |
| FEEINACT | Event | $20.00 |
| FEEFORCASH | Withdrawal | 1.00% |
| FEEMANRET | Event | $15.00 |
| FEEPPALT | Event | $5.00 |
| FEETT | Transaction | $15.00 |
| FEEDETRACE | Event | $20.00 |
| FEEDDDIS | Event | $15.00 |
| FEEFORCHQ | Deposit | $20.00 |
| FEERTGS | Event | $20.00 |
| FEESTATREQ | Event | $2.00 |
| FEECARDREP | Event | $10.00 |
| FEECHQDIS | Event | $20.00 |
| FEESTOPCHQ | Event | $5.00 |
| FEEMEMCHQ | Deposit | $0.80 |
| FEETTAUD | Event | $50.00 |
| FEETTBR | Transaction | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | ||
| Npp enabled | ||
| Npp payid | ||
| Digital banking | ||
| Digital wallet | Apple Pay | |
| Digital wallet | Google Pay | |
| Additional cards | ||
| Bill payment | BPAY | |
| Digital wallet | Samsung Wallet | |
| Digital wallet | Garmin Pay | |
| Other | Up to 8 100% interest offset accounts on eligible Hume Bank Home Loan | |
| Other | Electronic or paper statements | |
| Other | Chequebook access only available on accounts that have an existing cheque facility attached with a chequebook issued prior to 30 June 2025 | |
| Other | No monthly account keeping fee | |
| Other | Unlimited, electronic and staff assisted transactions | |
| Fraud protection | ||
| Eligibility: min age | 18 | 18 |
| Eligibility: other | Must have an eligible Hume Bank Home Loan | |
| Eligibility: residency status | Must be residing in Australia with an Australian residential mailing address |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.