Child Transaction Account
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.20% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/e0589ed4-b32b-4d7d-9c60-2ad88b038e11- Content hash
sha256 03b7b3314c45049c6f13be3ccc0f5cf869a9d9c72f243068403939fc0e816a5f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_03b7b3314c45049c_d78d6878Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankfirst.com.au/cds-au/v1/banking/products/e0589ed4-b32b-4d7d-9c60-2ad88b038e11- Content hash
sha256 03b7b3314c45049c6f13be3ccc0f5cf869a9d9c72f243068403939fc0e816a5f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Inactive Membership Fee | Periodic | $30.00 |
| Issue Card Or Pin Internationally By Registered Mail | Event | $15.00 |
| Coin Handling Fee | Event | $5.00 |
| Direct Debit Dishonour Fee | Dishonour | $15.00 |
| Account Keeping Fees | Periodic | $0.00 |
| Replacement Card Fee | Replacement | $8.00 |
| Visa Debit Card Overseas Atm Withdrawals | Withdrawal | $2.50 |
| Direct Entry Return Fee | Event | $2.50 |
| Visa Debit Over The Counter Cash Advance | Withdrawal | $2.50 |
| Direct Debit Stop Request | Event | $9.00 |
| Express Posting Of Card Or Pin In Australia | Event | $15.00 |
| Overdrawn Account Fee | Event | $15.00 |
| Statement Request | Enquiry | $0.00 |
| Emergency Overseas Replacement Card Fee | Replacement | $150.00 |
| Currency Conversion Fee | Transaction | 3.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Phone banking is available | |
| Other | Other service related charges apply based on your circumstances | |
| Npp payid | ||
| Digital wallet | Google Pay | |
| Digital banking | The minimum age to register for internet banking is 12 years old and the child must be a signatory on the account. However, a child that wants to register and is aged between 12-14 years old can be registered, so long as they have a parent/guardian attached to the account that is also is a signatory. | |
| Digital wallet | ApplePay | |
| Card access | Visa Debit Card | Any Visa Debit Card on this account when the child is under the age of 12, is to be in the name of the adult authorised to operate the account. |
| Unlimited txns | For the following transactions are free: Purchases on Visa Debit Card by pressing credit , purchases over the phone or Internet, Purchases on Visa Debit Card by pressing savings or cheque', Electronic payments - quoting a valid BSB and account number, Bpay transactions, NPP including Osko payments. PayID and Bank@Post withdrawals. | |
| Npp enabled | ||
| Bill payment | ||
| Eligibility: max age | 17 | 17 years or less |
| Eligibility: other | Available to members only. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 2.20% |
Registered channels
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