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Fixed Rate Home Loan - 3 years

BankVic

CDR official

Lock in peace of mind with a fixed rate home loan enjoy low rates and the certainty that your repayments won t change during the fixed term.

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
6.39%6.41%Fixed · 3 years · owner occupied · principal and interestCDR1 Nov 2026
Comparison rate not published. See the lender for this rate.Variable · owner occupied · principal and interest
Not compared in rate tables
CDR1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L27_Fixed_3Yr_HOO_IC3
Content hash
sha256 37598954cd84b48817fa4fcb212de60a2e9236106fbc679b2b20f41c09a57a54
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_37598954cd84b488_5ed1ce48Show details
Checked
1 Nov 2026
URL
https://ib.bankvic.com.au/openbanking/cds-au/v1/banking/products/L27_Fixed_3Yr_HOO_IC3
Content hash
sha256 37598954cd84b48817fa4fcb212de60a2e9236106fbc679b2b20f41c09a57a54
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
SWITCHING_LOAN_PRODUCTSUpfront$200.00
PRODUCTION_OF_TITLE_FEEUpfront$330.00
MORTGAGE_ESTABLISHMENT_FEEUpfront$600.00
MORTGAGE_ESTABLISHMENT_FEE_EXISTING_LOANUpfront$300.00
TOP-UP_FEEUpfront$200.00
REPRESENTATION_FEEEvent$99.00
SECURITY_SUBSTITUTION_FEEEvent$400.00
DISCHARGE_FEEEvent$295.00
TITLE_SEARCH_FEEEvent$25.00
FINANCIAL_INSTITUTION_CHEQUETransaction$0.00
VALUATION_FEEUpfront$300.00
VALUATION_FEE_-_NON_STANDARDCash advance$0.00
EARLY_REPAYMENT_OR_BREAK_COSTSCash advanceSet in your letter of offer

Features and eligibility

ItemValueDetails
InsuranceNo-obligation quotes for insurance (with an option of 90 days free building insurance cover during settlement period)
OtherMake your loan repayments weekly, fortnightly or monthly
Extra repaymentsmake additional repayments up to $10,000 per year
Eligibility: employment statusPAYG income and be outside any probationary periods of employment
Eligibility: residency statusAustralian citizen
Eligibility: otherMember of BankVic
Eligibility: min age18
Limit: min limit50000.00

Rate history

RateFromToRate p.a.Comparison
Variable · owner occupied · principal and interest1 Nov 2026CurrentComparison rate not published
Fixed · 3 years · owner occupied · principal and interest1 Nov 2026Current6.39%6.41%

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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