Savings account rates › MyState Bank
Hello Saver account
MyState Bank
CDR officialNot ranked in rate tables
A savings account that doesn't require a linked transaction account or for you to grow your account balance or deposit a defined amount of money each month or penalise you for making a withdrawal. Pay bills straight from your savings using BPAY, direct debit, PayID or automatic transfers.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.65% | Introductory · $1–$500,000 | Introductory rate for a limited period, then the standard rate applies Bonus conditions are described in the lender's own words; see the lender's page Not compared in rate tables | CDR | 1 Nov 2026 |
| 5.25% | Variable · $1–$500,000 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 3.00% | Variable · $500,000 or more | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.mystate.com.au/cds-au/v1/banking/products/13002307- Content hash
sha256 dcc2f65cc7120aa9ce17a58cd45e420ba96dd324fbe8300ac52d50d7e336e4b2- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_dcc2f65cc7120aa9_efdc72a0Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.mystate.com.au/cds-au/v1/banking/products/13002307- Content hash
sha256 dcc2f65cc7120aa9ce17a58cd45e420ba96dd324fbe8300ac52d50d7e336e4b2- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| BPay | Transaction | $0.00 |
| BPAY Query and Correction Fee | Event | $15.00 |
| MyState Bank Corporate Cheque | Transaction | $0.00 |
| Bank cheque | Transaction | $16.00 |
| Swift & EFT (Outward) within Australia | Transaction | $15.00 |
| Stop Payment | Event | $30.00 |
| Swift, Telegraphic & Electronic Transfer (Inward) | Transaction | $7.50 |
| Overdrawn Account Interest | Transaction | 0.00% |
| Transaction Trace Fee | Event | $15.00 |
| Certificates Supplied | Event | $10.00 |
| Monthly account fee | Periodic | $0.00 |
| Transfer to another MyState customer (in MyState Bank branch) | Transaction | $0.00 |
| Transfer between your account (MyState Bank branch) | Transaction | $0.00 |
| Cash withdrawal (MyState Bank Branch) | Transaction | $0.00 |
| PayTo | Transaction | $0.00 |
| Direct Debit | Transaction | $0.00 |
| Pay someone using PayId | Transaction | $0.00 |
| Transfer between your account | Transaction | $0.00 |
| Pay someone using BSB & account number | Transaction | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access available through online banking and mobile app. | |
| Npp payid | ||
| Npp enabled | ||
| Unlimited txns | Unlimited day to day transactions including transfers between your accounts, BPAY, Direct Debit, PayTo, PayID, scheduled payments | |
| Other | BPAY Payments can be made from Hello Saver | |
| Other | No requirement to link a transaction account | |
| Other | Direct Debit payments can be made from Hello Saver |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $500,000 or more | 1 Nov 2026 | Current | 3.00% |
| Introductory · $1–$500,000 | 1 Nov 2026 | Current | 5.65% |
| Variable · $1–$500,000 | 1 Nov 2026 | Current | 5.25% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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